Current jobs related to Mortgage Loan Officer - Toronto, Ontario - HomeEquity Bank
-
Mortgage Underwriter
1 week ago
Toronto, Ontario, Canada BRX Mortgage Full timeRole DescriptionThis is a full-time remote role for a Mortgage Underwriter. The Mortgage Underwriter will evaluate loan applications, analyze financial risk, and determine loan eligibility in compliance with company and regulatory guidelines. This role involves collaborating with loan processors, verifying borrower information, and ensuring accurate...
-
Mortgage Underwriter
2 days ago
Toronto, Ontario, Canada Marathon Mortgage Corp. Full timeMortgage UnderwriterJob Types: Full-time, PermanentThis is a replacement for a vacant postSalary Range $70-$80K plus a bonus programThis job posting was not created with AI. We still believe people fuel companies.Job DescriptionVoted a 5-Star Mortgage EmployerMarathon Mortgage Corp. (MMC)is a growing Canadian mortgage finance company whose success is...
-
Mortgage Fulfillment Officer
2 weeks ago
Toronto, Ontario, Canada HomeEquity Bank Full timeWho We AreHomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we're passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of reverse...
-
Mortgage Fulfillment Officer
2 weeks ago
Toronto, Ontario, Canada HomeEquity Bank Full timeWHO WE ARE HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we're passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of...
-
Toronto, Ontario, Canada MCAN Mortgage Full timeWho we are:At MCAN, our greatest pride is the incredible team we've built and the experience we create for every team member. Our people aren't just professionals; they're innovators, influencers, and bold thinkers who challenge the status quo. We don't operate like traditional lenders because our focus isn't on selling mortgages; it's on building lasting...
-
Commercial Mortgage Analyst
5 days ago
Toronto, Ontario, Canada MCAP Full time $70,000 - $90,000Commercial Mortgage AnalystMCAP at a Glance JoiningMCAP means you will be a part of our diverse workforce of highly talentedindividuals who are recognized for their expertise and success At MCAP, yourprofessional expertise, commitment to teamwork and passion for serviceexcellence are recognized and rewarded with competitive total rewards offering,a career...
-
Mortgage Funder
1 week ago
Toronto, Ontario, Canada Wealth One Bank of Canada Full timeFull time| Junior Level | Reports to the Vice-President and Chief Credit OfficerPosition SummaryThe Mortgage Funder works with an extensive portfolio of commercial and residential properties across Canada. The Mortgage Funder gains and utilizes knowledge of the commercial and residential mortgage industry, conditions management, regulatory compliance, and...
-
Mortgage Fulfillment Officer
6 hours ago
Toronto, Ontario, Canada RFA Full timeMortgage Fulfillment Officer – Bank of CanadaDate: January 16, 2026Location: TorontoCompany: RFA Bank of CanadaJob Type: Permanent About RFAFounded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and...
-
Mortgage Fulfillment Officer
3 hours ago
Toronto, Ontario, Canada RFA Bank of Canada, RFA Mortgages Corp. Full timeMortgage Fulfillment Officer – Bank of CanadaDate: January 16, 2026Location: TorontoCompany: RFA Bank of CanadaJob Type: PermanentAbout RFAFounded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and...
-
Inside Mortgage Agent
6 days ago
Toronto, Ontario, Canada 8Twelve Mortgage Full timeJoin the 8Twelve team and be part of revolutionizing the home financing experience in Canada Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...
Mortgage Loan Officer
3 weeks ago
WHO WE ARE
HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we're passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of reverse mortgage solutions that include our flagship CHIP Reverse Mortgage product.
OUR VALUES, OUR PASSION
At HomeEquity Bank, our values drive and inspire our actions with our customers, our partners and each other.
- Customer-Focused. Passionate Advocates
- Courage to Act. Do the Right Thing
- One Team. One Vision
- Think Long-Term. Ever-Evolving
- Be Exceptional. Inspire Greatness
POSITION SUMMARY:
Reporting to the Manager Mortgage Operations, the Mortgage Loan Officer (MLO) position is responsible for the thorough review and validation of all mortgage applications, ensuring that mortgage documents directly meet the requirements of HomeEquity Bank and our Credit Guidelines. The role is critical to ensuring compliance, maintaining bank standards, and providing feedback to internal partners as needed.
This role requires the MLO to liaise directly with the Sales Team and any associated third-party to satisfy all the conditions required for the advancement of files through to funding in a timely manner to meet the needs of our clients. This position also plays a risk management role as it requires the individual to ensure all applications and documents provided meet the standards of the bank and align with our Credit Guidelines.
The MLOs are directly empowered to make document and risk decisions with the ability to approve exceptions falling within their approval guidelines and maintains independence to make appropriate decisions to ensure valid and enforceable security on every funded mortgage.
The MLO has a collaborative relationship with the Bank's other departments, particularly both the Underwriting and Sales Team. The MLO must lead by example and ensure healthy, effective relationships within the Bank are fostered. At the same time, it is equally critical that the MLO maintains independence to be able to make appropriate decisions, in regard to, quality control to ensure valid and enforceable security on every funded mortgage.
MAJOR ELEMENTS OF THE ROLE:
The Mortgage Loan Officer (MLO) is responsible for the final quality check of all mortgage files ensuring all due diligence has been completed prior to the instruction of the file to HEB legal partners.
The role demonstrates a solid understanding of the Bank's reverse mortgage product, internal policies, and applicable laws. This individual although part of Mortgage Operations will partner with Sales and act as a resource for questions and training concerns.
The Mortgage Loan Officer coordinates with various internal clients and partners (Sales and Underwriters) and Fulfillment Officers.
Key accountabilities for the role include:
The Mortgage Loan Officer will have a key role to play in ensuring that Sales are aware of specific file requirements to ensure files move through to funding in a timely manner and manage rework (incomplete files) directly with Mortgage Specialists and Underwriters.
Processing of Commitment Letter &/or Quality Assurance review of all documents including Anti-Money Laundering (AML) review.
Communicating promptly and effectively with the Mortgage Specialist, and or Underwriters in respect of any deficiencies with documentation, conditions added, KYC & use of fund gaps to protect our clients and the bank
Making prompt decisions on mortgage file matters as appropriate and permitted within authority
Power of Attorney review & approval
Performing final Quality Assurance of all files once documents have been received from external lawyers, prior to funding, to ensure that the file is complete and Fulfillment Officers have correctly followed all procedures and guidelines, with legal documents meeting our bank standards
Risk Management and Compliance
Maintain a comprehensive knowledge of HomeEquity Bank's funding policies, standards, procedures and
guidelines
Ensure risk is being managed effectively while maintaining a customer and performance-oriented culture
Provide ongoing support to investigate and mitigate internal audit risks and opportunities
Ensure business unit needs are met or exceeded by resolving complaints in a timely manner
SKILLS AND EXPERIENCE REQUIRED:
University Degree or Community College Diploma or equivalent work experience.
Has a basic understanding of the current financial services' environment
Has good communication and conflict management skills
Thrives on variety and continuous improvement
Well organized and is equally comfortable working on their own as well as being a contributing member of a collaborative team.
Ability to adapt to changing environment and handle multiple priorities
Proactive approach and sense of urgency to get things done
Creative problem-solving skills with the ability to get results
Some proficiency in Microsoft Office with the ability to learn new programs and/or platforms quickly
Excellent customer service skills with a drive to build strong relationships
WORKING CONDITIONS UNIQUE TO JOB
Hybrid work environment.
WHY WORK AT HOMEEQUITY BANK?
Great Environment
HomeEquity Bank offers a hybrid working environment supported with a culture of flexibility – an approach that is unique to each person, and that enables both business and individual needs to be met in a mutually beneficial way.
We pride ourselves in recognizing and celebrating performance, community service, teamwork, and diversity among our employees.
A Dynamic Culture – With People at the Centre
We believe our people make all the difference; our tireless commitment to inclusivity, professional development, and employee experience has been recognized through awards including the Greater Toronto's Top Employers 2024,Waterstone Canada's Most Admired Corporate Cultures , the Globe and Mail's Report on Business: Canada's Top Growing Companies 2022 (third year since 2019), Canadian's Mortgage Professional (CMP) Top Mortgage Employer 2023 for the third year in a row and Achievers Top 50 Most Engaged Workplaces 2023.
Growth and Opportunities
We provide challenging and rewarding careers in a wide variety of fields. We continuously develop and train our employees through professional growth opportunities and on-the-job training. We also encourage our employees to develop professionally and personally though a series of career developing programs including our Educational Assistance Program, designed to reimburse costs related to professional learning and development.
Celebrating Great Work and People
We believe in an environment that celebrates success, knowledge, leadership, and work that is inspired by our core values. For these reasons, we have created several programs that make it easy for our employees to say 'great job' to their colleagues and leaders.
From our Appreciate Program to the High Five Award Program and President's Award Program, we recognize professional achievement with a variety of rewards including points towards gift cards, merchandise, and travel experiences, as well as group RRSP/DPSP contributions and more.
Our Community Leadership Program recognizes employees who make a positive impact in their communities through volunteer work with a grant for their charity of choice. Additionally, we provide employees with one paid day off each year to volunteer at their favourite local charity.
The Perks (for eligible employees)
HomeEquity Bank offers a competitive total rewards package that includes:
Extended health and dental benefits
Employee & Family Assistance Program
Employer-Matched Group Retirement Savings Plan
Employee Share Investment Plan
Well-being initiatives including: a wellness account; virtual self-care programs and extended mental health benefits
Employee corporate discount for GoodLife Fitness
HomeEquity Bank is committed to an inclusive, equitable and accessible workplace. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Please note that our successful candidate is required to complete a background check.
Stay in the Know
Find out what we're up to online, and learn more about what makes HomeEquity Bank a great place to work:
LinkedIn
Youtube
Facebook
Twitter
Instagram
Join Us If you're ready to build the future of reverse mortgages, we want to hear from you.
