Auto Lines Property and Casualty Underwriter

About Portage Mutual: Where Your Talent Makes a Difference
Imagine a workplace where your contributions are not only valued but also directly impact the lives of Canadians. At Portage Mutual Insurance, we're more than just a trusted national property and casualty insurer—we're a community of passionate individuals dedicated to serving our policyholders since 1884. Owned by our policyholders, we proudly offer competitive home, auto, commercial, and farm insurance products 100% through our broker network across Canada. Join a company rooted in tradition, driven by innovation, and powered by a people-first culture.

Why Portage Mutual?
At Portage Mutual, we believe that our people are our greatest asset. Here, you'll find:

• Total Rewards: We care about your well-being and financial security. That's why we offer a competitive salary, incentive plan, comprehensive health benefits, a pension plan and generous paid time off, including personal days.
• Career Growth & Development: Propel your career forward with access to diverse learning resources, tuition reimbursement for relevant programs, and bonuses recognizing your achievements in pursuing insurance designations.
• Flexibility: We support work-life integration by offering a flexible environment where you can choose to live wherever you prefer in Canada. Enjoy the freedom to select remote, in-office, and hybrid work arrangements that best suit your lifestyle.
• Inclusivity and Belonging: Be a part of a supportive and diverse team that embraces your unique perspective and empowers you to succeed. We're dedicated to creating a workplace where every employee feels welcomed, valued and respected.
• Making a Difference: Find purpose in your career by aligning with an organization that shares your values and is committed to making a difference in the communities we serve.

What You'll Do
The Auto Lines Property & Casualty Underwriter II is responsible for detailed underwriting, risk analysis and accurate premium calculations in alignment with the company's risk appetite. The individual is responsible for responding to product and procedural questions from colleagues and brokers, provide guidance on complex new business, participate in post-loss underwriting reviews and collaborate with claims on our service philosophies. The Auto Lines Property & Casualty Underwriter II collaborates with cross-functional teams and behaviours are modelled in a manner consistent with company values.

Responsibilities

• Accept, reject, endorse, renew or cancel contracts in accordance with company underwriting policies, procedures, service standards, applicable laws and regulations based on assigned authority levels.
• Processnew applications, endorsements, renewals, cancellations, declines and quotes.
• Request inspections in accordance with company policies and procedures.
• Prepare related correspondences and maintain supporting documentation as required.
• Provide underwriting training/coaching to new hires or new team members.
• Assist in the development and mentorship of colleagues.
• Participate in post-loss underwriting reviews and review on claim files referred in accordance with the company's risk appetite and service standards.
• Understand and communicate underwriting business rules and guidelines to brokers.

Requirements

• Candidates must reside in Canada and be authorized to work in Canada.
• Minimum 2 years experience with personal lines underwriting or related experience.
• Demonstrated knowledge of MS Office Suite (Word, Excel, Outlook, and Teams).
• Consistency of applying accuracy, thoroughness and attention to detail approaches.
• Ability to work independently and collaborate effectively in a team environment.
• Adaptable and continuous improvement mind-set.
• Ability to train and mentor team members.
• A CIP designation or actively pursuing a CIP designation (or equivalency).
• Post-Secondary certificate is preferred (or an equivalent of industry experience).

Ready to Make an Impact?
If you're seeking a rewarding career with a company that values its employees and is committed to making a difference, we invite you to apply If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply

Portage Mutual Insurance is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process. If you require accommodation because of a disability, we will work with you to meet your needs. If you are selected for an interview and require accommodation, please advise the HR representative who will consult with you to determine an appropriate accommodation.

Please submit your resume and cover letter

We thank you for your interest in Portage Mutual Insurance, however, only those selected for an interview will be contacted. (No agencies please).