Mortgage Underwriter, Third Party Residential Underwriting-BMBE

We are hiring a Mortgage Underwriter, Third Party Residential Underwriting - BMBE

Reporting To:

Manager, Third Party Residential Underwriting

Full-Time/Part- Time:

Full-time

Salary Range:

$58,462-$93,538

Posting Date:

January 21, 2026 

Posting End Date:

February 4, 2026 

Hours of Work:

8:30 a.m. – 5:00 p.m.

Grade:
Office Location:     

12.7
Calgary, AB
Great location Steps away from the main public transit station

What we offer:

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities
*Eligibility for benefits is dependent on the terms of employment

The Opportunity:
The Third party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.
 
Reporting to the Manager, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. 
 
Primary Duties and Responsibilities:

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
Interacts with Mortgage Insurers where applicable to complete credit lending decisions
Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
Stays current with latest industry knowledge, competition, and market trends

Skills and Attributes:

Ability to build and maintain positive relationships
Strong aptitude for service excellence
Strong communication skills—both written and verbal
Ability to manage and resolve conflict
Strong analytical skills
Attention to detail
Organizational and time management skills
Positive team player with desire and ability to mentor others
Effective problem solving and decision making skills

Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
Ability to manage pressure in an environment of high volume processing with tight turnaround times
Adhere to policies/procedures to ensure AML requirements are met.

Education/Certification/Experience Requirements:

Completed post-secondary education or equivalent work experience required
Previous experience within Financial Services sector preferred
Previous experience within Mortgage industry an asset
Completion of Mortgage Agent Course and/or BC Financial Services Authority ("BCFSA") License an asset
Working knowledge of PC software in a Windows environment required

In accordance with the BC Financial Services Authority ("BCFSA") if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with BCFSA to complete the licensing process.
Why join First National?

Bright open concept office environment
Large kitchens with a coffee and latte maker to enjoy at no cost
Supportive teamwork focused environment
Collaborative entrepreneurial spirit
Opportunities to give back to the communities and work through events focused on a variety of charities
Ongoing social events throughout the year
Extensive training programs to set our employees up for success

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.
 
First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at
 
Artificial Intelligence is not used in our recruitment or hiring process for this role.
 
We would like to thank all applications for their interest, but only candidates selected for an interview will be contacted.

---