Credit Risk Analyst

7 days ago

Toronto, Ontario, Canada Alfa AI Full time $60,000 - $80,000 per year

Credit Risk Analyst

Location: Downtown Toronto Department: Credit / Risk Reports to: Credit Risk

Manager Type: Permanent – In Office

About the Role

We're seeking a Credit Risk Analyst to join our dynamic Credit Risk team. You'll play a key role in managing credit exposure, supporting portfolio growth, and ensuring risk is kept within appetite and tolerance levels. This is a hands‑on role where you'll analyze financial statements, prepare business cases, and contribute to the smooth running of credit processes.

What You'll Do

  • Review credit submissions for completeness and quality
  • Analyze financial statements and build business cases for underwriting
  • Research clients and support credit limit approvals
  • Maintain mark‑to‑market reporting and margin fund follow‑ups
  • Prepare hedging documentation and update systems
  • Monitor exception queues and escalate as needed
  • Keep files organized and accurate, supporting audits and reporting

What We're Looking For

  • Experience underwriting commercial credit limits
  • Strong understanding of financial statements and reporting processes
  • Excellent organizational skills with attention to detail
  • Proficiency in Excel and Word, with adaptability to new systems
  • Clear communication skills, both written and verbal

Education & Requirements

  • Undergraduate degree in Business Administration, Accounting, or Finance (or related field)
  • Training or exposure to foreign exchange, forwards, or options is an asset
  • Currently enrolled in 3rd or 4th year of a Bachelor's program in Accounting, Finance, or Business Administration

Why Apply

This is a fantastic opportunity to gain international exposure, sharpen your skills in credit risk management, and work closely with a team that values precision, collaboration, and growth. You'll be part of a high‑impact function that directly supports business success while building a strong foundation for your career in finance and risk.

The position is based in office / full-time and will pay the right person up to CAN$80k + benefits

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