Bilingual Residential Underwriter, Montreal

7 days ago

Montréal, Canada Home Trust Full time

Come join **Home Trust Company** as a **Bilingual Residential Underwriter** in our Underwriting Classic - Montreal team

Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential mortgage lending business, the Company also offers complementary lending services, as well as highly competitive deposit investment products, through Oaken Financial. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.

**FIRST THING - WHAT YOU NEED TO SUCCEED?**
We are looking for individuals who are dedicated, passionate, and driven to execute with excellence

**WE CARE ABOUT OUR EMPLOYEES WELL-BEING, WHAT WE OFFER**:

- Base salary, with yearly incentive performance bonus
- Three (3) weeks of vacation, an additional six (6) flex days (sick or personal) in addition to statutory holidays
- Comprehensive benefit packages, offered through Manulife
- Group Retirement Savings Plan (GRSP) up to 8% contribution program & employer match
- $1000 Employee Referral Program
- Employee Discounts; phone plans, gym membership and many retailer discounts offered through WorkPerks
- Education Assistance program

**ABOUT THE ROLE**:
In addition:'¯
- Make prudent credit decisions on complex mortgage files
- Adhere to applicable compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist Financing and internal Anti-Fraud Policy requirements
- File Unusual Transaction Reports as applicable to fulfill individual employee obligations to detect and deter financial crimes activity. Maintain consistent, objective and sound risk assessments in a high volume, service-oriented environment
- Negotiate, recommend and approve loan terms within Home Trust’s risk appetite
- Prepare and issue conditional mortgage commitments according to negotiated and approved terms, which outline all conditions that must be met to Home Trust’s satisfaction

**WHAT WE REQUIRE**:

- Authorized to work in Canada
- Bilingualism, verbal and written communication in French and English is a must
- Post-secondary degree or diploma, preferably in business management, finance, or related field (university an asset)
- 3-5 years mortgage lending experience

**PREREQUISITE**:Maintain a positive supportive attitude, help to maintain an inclusive and supportive company culture

Follow us on LinkedIn: Home Trust Company: My Company | LinkedIn

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