Vice President

**We're now at the boldest phase of our Next Horizon journey**

At Gore Mutual, we've completely transformed our business in under three years. By investing in top talent and leading technology, we've redefined what it means to be a modern mutual that does good.

Our path forward brings a sharper focus on our business' performance that's powered by innovation and an agile, high-performing culture - we're built for success.

**We're well on our way to becoming a purpose-driven, digitally led national insurer. Come join us.**

In this newly created role reporting to the Chief Underwriting Officer, the Vice President, Commercial Lines is responsible for providing leadership and for setting the direction of Commercial Underwriting including establishing the company's underwriting philosophy, policies and procedures resulting in profitable growth and results with continuous improvement in a customer centric culture.

The leader is responsible for transforming Gore Mutual's ability to support growth across Canada with national and regional brokers in product, pricing, risk management, reinsurance and underwriting operations.

The VP will lead a team of approximately 80 insurance professionals located in Ontario and British Columbia.

**Specific accountabilities**:
**Provide Strategic Leadership for Commercial Insurance Lines of Business**
- Provide leadership and direction to ensure Gore Mutual is a leading provider of CL P&C lines of business in Canada
- Develop strategies for the development, structure, pricing, risk eligibility and risk assessment of insurance products
- Provide insights and propose recommendations to C-suite on issues, risks, decisions to guide strategic direction and decision making
- Establish the annual business plan and budget for the Commercial Lines business
- Develop policies, guidelines and procedures that contribute to the effective, efficient, and profitable underwriting, processing, and issuance of insurance policies for all Commercial Lines business written by the company
- Continuously evaluate business initiatives against the strategy and the external environment to ensure alignment and initiate adjustments as required

**Establish Risk Management Processes for Strategic Initiatives that Impact the Business Model, Technology & Processes**
- Establish, implement, and maintain appropriate authorization controls and procedures to facilitate appropriate risk acceptance and risk management
- Monitor adherence to underwriting policies, guidelines and procedures through periodic file reviews and other appropriate investigative techniques
- Establish and review appropriate management information to identify, evaluate and correct any deterioration or adverse trend in underwriting experience

**Orchestrate, Plan, and Own Growth Plans & Outcomes Against Defined Strategy**
- Design, develop and maintain insurance products and wordings that are appropriate for the company's strategy, business plans and marketing requirements
- Oversight of pricing, solutions for all lines of business
- Provide inputs and guidance in developing strategy to support business growth and scale up plans that are enabled by efficient processes and sustainable business operations
- Assist in the assessment, development and structuring of appropriate reinsurance treaties and facilities
- Steering the business growth and transformation initiatives to stay on course in the long-term leading the organization to pivot to expand
- Deliver competitive advantage by providing expertise in business process design and continuous improvement, by alignment of initiatives to business strategy and prioritization that help achieve breakthrough performance.
- Build internal capability within the organization to be able to gauge, recognize and seize opportunities to optimize, improvise and capitalize
- Contribute to the development of strategic initiatives and action plans to anticipate and support the needs of Gore's growth targets for e.g. like M&A, geographic expansion etc.
- Optimize underwriting processes and procedures to drive efficiencies and appropriate service solutions

**Develop and Build Relationships with Brokers to Support Strategic Partnerships**
- Work with the distribution team on business development initiatives
- Represent Gore Mutual at industry forums, collaborating to explore emerging trends, technology, products, and approaches as input to innovative design thinking for Product delivery and pricing solutions
- Cultivate, foster, and grow long-term trusted partnerships within the broker groups to achieve the desired growth outcomes.
- Stay abreast with rapid-fire developments in technology - along with shifting markets, customer demands, competitive environments and trends in the P&C landscape and bring back intelligence to build programs suiting the needs for continuous transformation

**Coach & Mentor Commercial Lines Directors & Leaders to bring Strategy to Life**
- Inspire, develop and coach a high-performa