Underwriter I-iii

We’re Sandbox, a mutual insurance company built on the principles of creating, learning, growing, and having fun doing it. We’ve been around for over a century now, with a focus on one thing:
**Delightfully Simple Insurance.**

Sandbox is inclusive, engaging, and growing incredibly fast, so working with us is actually exciting If you’re ready for the next step in your career, join the Sandbox team

As our Underwriter I-III (Commercial), you will be responsible for reviewing, evaluating, rating, and processing new business, renewals, and revisions that are routine in nature for varied lines of insurance.

**WHY YOU’LL WANT TO BUILD WITH US**

Well, because Sandbox really is a sandbox — a giant playground for grown-ups who want to laugh, be creative, work dynamically, and take on new opportunities. No matter who you are, Sandbox is an extraordinarily welcoming and giving place Like, extra-extraordinarily. And it’s all because of our people.

On top of our incredible culture and amazing people, we also offer a bunch of awesome perks, like:

- **Payday Perks**: Competitive annual salary range of $47,934 - $73,010 for this unionized position. We couldn’t leave that part out
- **Level Up**: Tons of opportunities for professional development - on us
- **Health & Wellness**: Great benefits for you and your family, like dental and health and wellness spending accounts
- **Vacation Goals**: Annual paid vacation time, so you don’t have to put your travel dreams on hold
- **Best of Both Worlds**: A hybrid work program, when applicable
- **Bonus Days**: A paid, Earned Day Off (EDO) every three weeks. That’s like 17 extra vacation days a year
- **Parking**: Free electrified parking at our head office
- **Community Care**: Two paid days a year to volunteer for causes that matter to you (on company time)
- **Ride into the Sunset**: DC pension plan, and what’s even better—we match 6% of contributions

**DIVE IN AND MAKE A SPLASH EVERY DAY, BY**:

- Determining if risk is acceptable, is acceptable with restrictions, or should be declined based on analysis and evaluation of all information pertinent to the risk within the authority limit guidelines of this position. Risks to be declined must be referred to a more senior underwriter.
- Determining action required to improve risk and recommends restrictions to coverages or revisions to deductibles or premiums based on analysis of the risk.
- Determining appropriate rates, applies applicable discounts, and surcharges and calculates premiums.
- Answering inquiries orally and/or in writing and acts as a technical resource to brokers, insureds, and other employees on policy exclusions, wordings, coverages, and premiums.
- Developing correspondence to request information and to explain underwriting requirements and decisions.
- Training and providing guidance to clerical staff.
- Performing quality control checks.
- Testing the accuracy of information systems including updates to the system.
- Perform other related duties as assigned.

**WHAT YOU BRING TO SANDBOX**:

- **High School Grad**:Completion of Grade 12 education. Completion of at least one Insurance Institute Course along with a positive commitment towards the completion of the CIP designation, demonstrated by completing two Institute courses per year.
- **Experience Counts**: One-year related insurance experience.
- **Policy Wizard**: Knowledge of the rating of policies and related underwriting practices.
- **Master Communicator**:Ability to communicate clearly and effectively and manage multiple tasks and deadlines despite interruption
- **Detail Detective**: Fantastic detail-orientation skills with strong interpersonal and problem-solving skills
- **People Person**: Friendliness and interpersonal communication skills — the ability to maintain effective working relationships with team members and encouragement of company culture

**COME OUT TO PLAY