Subprime Finance Specialist

Are you an experienced finance professional with expertise in subprime lending? Are you passionate about helping customers with less-than-perfect credit secure financing for their vehicle purchases? If so, and if you’re a Subprime Finance Specialist who is excited to continually learn, work hard, and take ownership of your role, we want you to join our dynamic team at the CarHub Automotive Group.

**About CarHub**:
At CarHub, we pride ourselves on providing an exceptional automotive experience. With over 600 vehicles in our extensive inventory, we offer customers a hassle-free shopping experience by presenting our best price first. As a member of our team, you'll be part of a company that values teamwork, professionalism, and dedication to customer satisfaction.

**Your commitment to us**:
As a Subprime Finance Specialist, you'll play a crucial role in helping customers obtain financing solutions tailored to their needs. Your responsibilities will include:

- New and Pre-Owned vehicle financing, selling of warranties, insurances, vehicle protection and other available products
- Utilizing your expertise in subprime lending to assist customers with less-than-perfect credit in securing financing
- Establishing and maintaining strong and professional working relationships with finance companies, banks, manufacture financing center and suppliers
- Collaborating effectively with our sales team to ensure a seamless customer experience
- Completion of all documents, contracts and any related paperwork for delivery, funding and payment along with scheduling vehicles for delivery
- Work in strict compliance with the Laws of the Province of Ontario and Canada including, but not limited to, Ontario Motor Vehicle Industry Council (OMVIC), the Motor Vehicle Dealers Act (MVDA) and the Accessibilities for Ontarians with Disabilities Act (AODA)
- Follow all dealership processes and procedures to ensure an excellent Customer Satisfaction Index rating on sales, delivery and follow up
- Establish and maintain a cooperative and professional relationship with sales management and staff

**Our commitment to you**:
In return for your commitment, we offer a competitive and generous compensation package, including:

- Competitive salary based on experience
- Comprehensive group benefits program, including extended medical, dental, vision, and life insurance
- Ongoing development and training opportunities to enhance your expertise in subprime lending
- Opportunity for career advancement within the CarHub Automotive Group

**Qualifications**:
To excel in this role, you must possess:

- Minimum of 5 years of proven experience in automotive finance, with a focus on subprime lending
- Strong understanding of credit underwriting principles and regulations
- Go-getter attitude who looks for opportunities to connect with customers and follows through
- Energetic, enthusiastic, positive, hard-working and a confident individual
- Excellent written and verbal communication skills - English grammar and spelling close to perfect
- High organizational skills with great attention to detail
- Ability to work in a team atmosphere, strong work ethic and outstanding attitude and aptitude.
- OMVIC certified
- Ability to work retail hours

**Join Us**:
If you're ready to make a difference in the lives of customers with less-than-perfect credit and take your career in automotive finance to the next level, we want to hear from you Please forward your cover letter and resume in confidence to us. While we thank all applicants for their interest, only those selected for an interview will be contacted. No calls, please.

**Job Type**: Permanent

**Salary**: $70,000.00-$180,000.00 per year

**Benefits**:

- Dental care
- Extended health care
- Life insurance
- On-site parking
- Paid time off
- Store discount
- Vision care

Schedule:

- Monday to Friday
- Weekends as needed

Supplemental pay types:

- Commission pay

Application question(s):

- Do you have extensive experience with subprime lending?
- Do you have excellent communications skills (written and verbal)?

**Experience**:

- Automotive Financial Services: 5 years (required)

Licence/Certification:

- OMVIC License (required)

Work Location: In person