Commercial Underwriter

Aviva Canada Inc. has an excellent opportunity for an Undderwriter Property and Casualty Commercial Lines Underwriters with our Medium Enterprise Insurance team at our Commercial Insurance Branch in London ON.

As part of the Medium Enterprise team, you will service a portfolio of core commercial insurance business requiring a proven underwriting ability and a dedication to customer service perfection. You will be involved in all aspects of underwriting small to mid-sized commercial property and casualty accounts, with premiums up to $25,000, as well an opportunity to showcase your commercial underwriting knowledge in a strong team environment. Experience underwriting new business as well as servicing a diverse renewal portfolio is an asset. We are interested in speaking with insightful business minded underwriters. You will champion excellent relationships through daily management of an assigned broker portfolio.

What you will do
- Qualify and underwrite complex accounts through experienced critical thinking and risk assessment while understanding the needs of the customer to achieve positive top-line and profitability results.
- Develop and maintain relationships both internal and external to deliver exceptional broker and customer service.
- Act as a point of escalation for more junior underwriters and authorize risks within own established authority levels.
- Maintain the quality and profitability of the portfolio, and refer all risks outside established authority level to Specialist.
- Provide insight on market research and analysis; develop business cases for pricing, coverage and/or product improvements.
- Contribute to the introduction and communication of pricing, coverage and/or product changes on time, including creating underwriter bulletins, contributing to the development of underwriting guidelines, procedures, and manuals.
- Build knowledge of all Information Systems/Programs within Commercial Insurance.
- Participate in Quality Reviews and audits as required.
- Support maintenance of a compliant underwriting environment in relation to filed rates and rules.
- Participate in regulatory filings for rate changes and build filings for forms and underwriting
- Maintain knowledge of industry trends, developments, and regulatory changes.

What we are looking for
- At least 2 years’ experience in commercial Insurance underwriting
- Post-secondary education (Business or related discipline) or equivalent practical experience
- CIP/FCIP preferred
- Strong knowledge of underwriting, pricing and product in key segments, i.e. Wholesaling, Manufacturing and/or Contractors
- Working knowledge of other functional areas (i.e. Claims, Risk Management, Accounting, etc.).
- Strong level of understanding of underwriting philosophy, policy contracts, rating programs, risk information sources, underwriting/technical manual information, statuary constraints, and computer workflow procedures.
- Proficiency with Microsoft Office Suite, RTM, Commercial systems and other related systems.
- Ability to interact in a professional manner to develop long-term relationships with brokers and customers.
- Ability to work with internal business partners to deliver a great broker and customer experience.
- Ability to be self-motivated and proactively pursue potential business opportunities with brokers and customers.
- Ability to listen to broker and customer needs in order to effectively and efficiently meet them
- Ability to thrive in a team environment

What you'll get:

- Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
- Exceptional Career Development opportunities.
- We'll support your professional development education.
- Competitive vacation package with the option to purchase 5 extra days off per year
- Employee driven programs passionate about gender, LGBTQ+, origins, diversity and inclusion
- Corporate wellness programs to support our employees' physical and mental health
- Hybrid flexible work model

Additional Information: