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Underwriter
3 weeks ago
Looking for a new challenge? Want to join a Fortune 500 company focused on technology and innovation? At Global Payments, you’ll have many opportunities for growth and development and we promise everyday will be an exciting challenge. Join a dynamic team
**What’s in it for you?**
- Base salary of $57,000
- Hybrid work
- Benefits after 30 days
- Growth and development
- Innovative and established industry
- Fast paced and challenging environment
Ready to make the move? You’re one step closer to a new exciting career - APPLY NOW
**What you will do**:
- Make credit decision on new merchant accounts up to $50,000 in risk exposure based on credit policy and credit worthiness of the business and/or the owners/principals
- Evaluate and make recommendations to Senior Underwriter, Lead Underwriter, Underwriting Manager and Senior Management on accounts beyond individual approval authority level.
- Perform preliminary financial statement and industry comparative analysis on potential multi-million dollar merchants as well as high risk merchant as required by credit policy and Senior Underwriter / Lead Underwriter or Underwriting Manager.
- Ensure that department productivity goals and objectives are met on a daily basis.
- Minimize liability risk to Company through sound credit decisions
- Complete all departmental special assignments in a timely manner
- Complete the financial analysis of existing merchants when assigned by the manager or the main credit review analyst.
- Refer existing high-risk merchants to Credit Review with recommended actions.
- Provide high level of customer service to prospective merchants, sales reps and internal Company employees.
- Handle priority items and special projects as assigned by Senior Underwriter / Lead Underwriter or Underwriting Manager.
- Other duties that may be assigned from time to time to ensure the smooth operation of the Department including special assignments.
**What we’re looking for**:
- Bachelor’s degree in business, accounting or finance
- Bilingual in French and English
- 1-2 years of related experience
- Strong interpersonal/customer relation skills
- Strong financial analysis skills - must be able to interpret Business Financial Statements
- Ability to follow all company policies and procedures; as well as internal departmental procedures
- Ability to work in team driven environment while working independently to complete daily tasks
- Ability to communicate effectively, both verbally and in writing.
- Strong knowledge of Credit Analysis procedures and techniques
- Ability to complete assigned tasks, within deadlines and with little supervision
- Ability to work rapidly, independently and accurately under pressure to meet departmental goals
- Willingness to quickly learn about the services, products, and tariff structures of Global Payments
**Who are we?**
Global Payments is a leader of the payment technology industry with over 24 000 employees worldwide. We pride ourselves on innovation and inclusion.
Our team is helping customers achieve amazing results. It’s our passion for success that has led to years of out-performing the competition. Join us and make your mark on the payments technology landscape of tomorrow.
**How we care about our people**:
- Real opportunities to grow professionally
- Collaborative, friendly work environment with a relaxed, casual dress code
- Health insurance
- Short-Term and Long-Term disability coverage
- Life insurance plans
- Retirement savings programs
- Employee stock purchase program
- Employee assistance program
- Tuition reimbursement program
- Gym membership corporate rates
- Volunteering opportunities
- Safe place for the LGBTQIA2+ community
We sincerely thank all applicants for their interest. We will only contact those selected for an interview.
**Job Types**: Full-time, Permanent
**Salary**: $57,000.00 per year
**Benefits**:
- Casual dress
- Dental care
- Disability insurance
- Employee assistance program
- Employee stock purchase plan
- Extended health care
- Life insurance
- Paid time off
- RRSP match
- Tuition reimbursement
- Vision care
- Wellness program
- Work from home
Schedule:
- 8 hour shift
- Monday to Friday
**Education**:
- Bachelor's Degree (preferred)
**Experience**:
- underwriting: 1 year (preferred)
**Language**:
- French (required)
- English (required)
