Svp, Product Manager

Job Description **Responsibilities**: The IF Transactor is an experienced lending product specialist and Credit Officer within the Investment Finance business, with direct client coverage responsibility. The Transactor is required to have strong structuring skills, origination/marketing capabilities and sound credit judgment and has the responsibility to work with Private Bankers for completing the due diligence, underwriting, obtaining approval and reviewing/closing documentation for new Facilities to clients. Expert understanding of lending against insurance policies across wealth segments. Marketing and sale of the full Product range, including client calling and account planning in partnership with Private Bankers Understand and anticipate clients' needs, following up with effective products and financial solutions Design product program to maximize revenue generation whilst achieving at least minimum return targets ensuring responsible lending growth Responsible for appropriate transaction structuring and execution (within product programs) with appropriate risk and return characteristics, ensuring appropriate Credit Policy and Risk Acceptance standard compliance Define, coordinate and oversee the analytical activities of the deal team End to end understanding of process flows, risk and controls related to credit transactions. Ability to customize process flow design for product scalability. Oversee preparation of credit and capital allocation Memos (as applicable) Oversee the Credit Approval write up, for both new deals and annual reviews Negotiation, obtaining and closing of credit documentation, ensuring compliance with all Citi and external policies and coordinating with external counsel and Risk Management, as required Responsible for the early problem recognition process and must propose, when deemed appropriate, credit classification and appropriate risk rating on specific transactions/ relationships This is a demanding role for which a strong mix of credit and process skills is crucial. It requires an ability to influence stakeholders, including clients, seniors of the bank, Risk, auditors or other areas of the Bank, to deliver against budget and to ensure processes meet the Bank’s highest standards. Participation in remedial management actions together with SARG as require **Qualifications**: Strong and proven analytical, financial structuring and execution skills Strong marketing and sales skills 10+ years of multi-disciplinary experience in credit, finance, compliance and audit of which at least 5 years as credit officer. Strong knowledge of Citibank’s Credit Policies, Product Programs and Citi Policies Good knowledge of Insurance, financial markets, investments, banking and loan products Excellent communication (written and verbal) and interpersonal skills Ability to work under pressure to tight deadlines Good negotiation skills Strong initiative and interactive approach to problem solving Displays flexibility and independence in a demanding environment Team player and ability to work with diverse teams across different time zones. Excellent product and project management skills **Education**: Bachelor's/University degree, Master's degree preferred Profession certification such as CPA, CFA, FRM, CIA desirable. -------------------------------------------- - **Job Family Group**: Private Client Product Services -------------------------------------------- - **Job Family**: IF Lending Generalist ------------------------------------------------- - **Time Type**: ------------------------------------------------- - Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. View the " EEO is the Law " poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting