Compliance & Aml Officer (Camlo) - Full Time

**About VoPay International Inc.**

**The Opportunity**
Reporting to the Chief Executive Officer, the CAMLO Officer will be accountable for operating and maintaining VoPay’s compliance and risk frameworks that are aligned with VoPay’s regulatory obligations and industry best practices.

**Duties and Responsibilities**:

- Accountable for maintaining, updating, and operating the compliance and risk
framework for the jurisdictions that VoPay operates in currently.
- Responsible for developing and implementing a compliance and risk framework for
jurisdictions in which VoPay is expanding its operations.
- Oversee the VoPay’s BSA/AML/OFAC Program by establishing, implementing, and
maintaining procedures designed to ensure compliance with client onboarding
(CDD/EDD); suspicious activity monitoring/reporting; AML reporting; risk assessments;
compliance testing; training; sanction monitoring; and recordkeeping requirements.
- Accountable for developing, maintaining, and executing policies and procedures
relevant to VoPay’s business that adhere to VoPay’s compliance and risk framework
and regulatory obligations.
- Evaluate the adequacy and effectiveness of compliance procedures and internal controls
within operational work streams and address any potential gaps.
- Conduct regular risk assessments and procedural adherence reviews, and update
policies and procedures accordingly.
- Provide regular updates to VoPay’s senior management regarding the operations of the
Compliance Program and advise on business impact, strategies, and plans to address
any changes in the regulatory landscape.
- Ensure appropriate communication/escalation of compliance incidents or issues to the
senior management in a timely fashion.
- Assist product management, sales, marketing, and legal stakeholders to ensure that
all products and services VoPay offers are compliant with regulations.
- Act as a liaison between VoPay and the regulatory bodies, banking partners, etc.
- Help develop, operationalize, and maintain a risk and compliance culture within VoPay.
- Ensure that VoPay complies with all applicable laws and regulations in the jurisdictions
where VoPay operates.
- Build and maintain a high level of trust and credibility for VoPay among business
partners like banks, card networks, and customers.
- Manage AML/ATF/Sanctions/PEP control activity in all relevant business areas and
establish a level of control consistency.
- Spread organizational awareness and facilitate ongoing training of staff in risk
Management, PCI, AML programs, typologies, and policies.
- Conduct internal compliance audits as required by laws, regulations, and industry
standards.
- Coordinate and supervise external compliance audits.
- Plan and oversee annual risk reviews with all departments within the company.
- Lead and manage the compliance and risk team to operate most efficiently by
guiding/mentoring them on compliance skills & knowledge development, as well as leveraging tools and technology.

**Skills and Qualifications**:

- Bachelor’s Degree from an accredited institution.
- Post-graduate education in a business or finance-related field is preferred.
- A deep understanding and hands-on experience of Canadian payments regulatory
frameworks is mandatory (FINTRAC, PCMLTFA, RPAA, etc.)
- Good knowledge of US compliance regulations is preferred (SEC, FINRA, FINCEN, OFAC,
etc.).
- 5 years of Canadian compliance management experience is a must.
- 3 years of experience in the payments/financial services industry is a must.
- Deep knowledge of BSA, AML, Sanction, and other applicable regulatory frameworks
(SARs, FATF, etc.).
- Understanding of PCI, PSD2/GDPR, SOC2, Risk Frameworks, Privacy etc., is preferred.
- Deep understanding of risk management in the financial services or payments industry.
- Certifications like Chief Compliance Officer (CCO) or Certified Anti-Money Laundering
Specialist (CAMS), or similar, are preferred.
- Proficiency in compliance and risk management software and tools used for
monitoring and reporting.
- Practical knowledge of finance and business compliance regulations.
- Ability to work effectively with internal team members as well as customers and
external stakeholders.
- A proven track record of commitment to high levels of integrity, ethics, and professionalism.
- Experience with internal and external audits related to compliance.
- A technical background, such as an understanding of compliance and risk-related tools
and technologies, is preferred.
- Must be a self-starter with the capacity to work in a fast-paced startup environment to meet strict deadlines.

Pay: $110,000.00-$130,000.00 per year

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Vancouver, BC (V7X): reliably commute or plan to relocate before starting work (preferred)

**Experience**:

- Canadian compliance management: 5 years (preferred)

**Location**:

- Vancouver, BC (V7X) (preferred)

Work Location: In person