Junior Credit Analyst
2 days ago
Junior Credit Analyst (Contract)
Pfaff Leasing Toronto, Woodbridge, ON L4L 8R1
The DFCC Credit Analyst I reports to a DFC Credit Manager. This position will be a 1 year contract.
**Responsibilities**
- Conduct risk assessment based on customer borrowing history, credit rating, industry experience, structure, and other factors
- Ensure all queues are worked efficiently and prioritized accurately for DFCC, Preselect and dealer partners
- Conduct dealer follow up daily to maintain a strong working relationship with dealer partners
- Maintain DFCC service level agreements regarding response time and quality of communication
- Conduct customer interviews to further evaluate customer’s ability to fulfill loan agreement when deemed necessary
- Offer alternatives (counteroffer) when requested criteria fall outside of standard DFCC parameters
- Work collaboratively with, assist dealer relations, funding, and all other departments when necessary to maximize our company objectives
- Clear and concise documentation of all communications with dealers and customers
- Other duties as assigned
**Skills and Qualifications**
- Minimum of 1 year of automotive underwriting experience or equivalent
- Additional banking, or loan origination preferred
- Knowledge of consumer protection and lending laws
- Strong attention to detail
- Sense of urgency
- Excellent communication
- PC skills including knowledge and use of MS Office (Excel, Word, Windows, etc.)
- Fluent in English (being fluent in Cantonese, Mandarin or French would be considered an asset)
**Competencies**
- Does the right thing, takes action and adapts to change
- Self-motivates, believes in accountability, focuses on results, makes plans and follows through
- Believes in humility, shares best practices, desires to keep learning, measures performance and adapts to improve results
- Thrives on a team, stays positive, lives our values
- Flexible hours during Monday through Saturday
- 100% remote work
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