Vice President Financial Solutions

**_Come Build a Better Financial Future for all Canadians_**

At Neo, we’re building a more rewarding financial experience for all Canadians.

Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone.

From world-class creative minds to brilliant engineers, it's high-performing people that make Neo a workplace with passion and purpose.

Since being founded in 2019, Neo has built incredible traction and is one of the fastest growing fintechs in Canada.
- LinkedIn’s Top Startup in Canada for 2022 and 2023
- Top-ranked mobile apps and credit cards
- Canada’s top-rated credit card
- Team of 700+ people
- 1M+ customers in 3 years
- 11K+ retail partners

**High Performance at Neo**

We recruit, hire, and build our company culture around these attributes:
**Teamwork**: We trust, respect, encourage, and show up for each other — through good times and hard. We’re on this mission not just for ourselves, but also for the people we work with — and ultimately, for our customers.

**Ownership**: We all have a stake in Neo’s success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. When we fall short, we find a way to do better in the future.

**Professional Integrity**: We’re asking millions of Canadians to trust us with their hard-earned money — so we hold ourselves (and each other) to the highest standards of integrity.

**The Role**

The Vice President, Financial Solutions will be responsible for Neo's banking product strategy, responsible for the P&L across all solutions, including Credit Cards, Mortgage, Deposits & Investments; with a focus on driving a profitable receivables book and quality deposits balances in support of Neo’s customer growth strategy.

**What you’ll be doing**

Solution Manufacturing:

- You’ll develop and lead the Banking solutions teams for Neo, with a focus on Credit Cards, Savings and Mortgages, supporting the growth of the business and ensuring Neo’s Banking solutions are integrated with the company’s Growth strategy.
- As the champion for retail product offerings, you will direct and influence cross-functional teams to implement strategies that support Neo's growth initiatives
- You evolve Neo’s existing product line pricing structures, strategies, and tactics in ways that reflect business growth, customer preferences, and revenue targets
- Interpret and manage market trends, competitor actions, and internal capabilities to make decisions that align with the corporate model / alignment to the Growth objectives & Neo’s long-term goals.

Financial Design & Engineering
- You’ll develop and lead the P&L for Neo, with a focus on Unsecured & Secured lending, & Deposits, supporting the growth of the business and ensuring P&L is integrated with the company strategy.
- Planning, pricing & budgeting to navigate the individual financial products P&Ls to align to the Growth objectives & Neo’s daily, weekly, monthly, quarterly & annual plan.

Operational oversight:

- Hands-on approach to oversee financial product operations. Ensuring operational efficiencies that align with financial objectives.

Risk management:

- You work closely with Credit Risk to deliver a balanced strategy that reflects the growth ambitions of the company
- Identifying and mitigating risks that could adversely affect the financial outcomes. Calculated decisions that balance potential gains with risks.

Leadership and team development:

- Inspiring and guiding Neo’s broader team towards achieving our financial objectives. Cultivating a culture where the distributed banking teams are aligned with the financial goals of the organization.

**Who we are looking for**
- You have a minimum of 6 years of senior leadership experience at a fast-growing organization
- You have senior P&L ownership experience of unsecured credit solutions, with a focus on Credit Cards.
- You have extensive experience in retail banking, credit cards, and unsecured loans or lines of credit
- Deposits & Investments experience is an asset
- You have entrepreneurial DNA, you’re comfortable building a business from the ground up, and you can make decisions in the face of ambiguity
- You have excellent communication skills, including an ability to develop concise summaries of complex analyses and data appropriate for various levels of consumption
- Strategy/consulting experience is considered a strong asset

**Working at Neo**

Joining Neo means betting on yourself and discovering your full potential. As individuals and as a team, we continually challenge ourselves and each other to do our best work. We’re making change happen at a rapid pace — providing endless opportunities to sharpen your skills, expand your knowledge, and find new solutions to complex problems. That means rapid career progression and constant learning opportunities.

The people who thrive at Neo