Loan Consultant

1 week ago


Surrey, Canada Hana Bank Canada Full time

Job Title: Loan Consultant
- Reports To: Loan Manager and Branch Manager

**Key Responsibilities**:
**Client Engagement**
- Advise the applicants of product that suits their needs.

**Loan Documentation**
- Assess the applicant’s character, repayment capability, credibility, and source of funds.
- Review appraisal report and conduct on-site inspection to determine marketability of the security if necessary.
- Input all required data into Automated Credit Approval System (ACAS) and recommendation into Branch Manager’s opinion to be reviewed by Loan Evaluation Officer for presentation at the Loan Committee Meeting.

**Post Loan Management**
- Responsible for renewal of Residential and Commercial mortgage loans, personal loans, personal overdraft, Letter of guarantee, which comprise of sending maturity/renewal notice, preparation of approval of renewal documents, filing signed loan agreements, and renewal fee collection.
- Manage daily reports, past due, overdue, insurance/up-to-date financial information.
- Prepare all procedures related to discharge of charge and PPSA.

**Other**
- Stay up to date with changing loan regulations, procedures, and promotions to provide quality service and know the market.
- Send letter of instruction to solicitor for loans that are approved
- Responsible for processing invoices and issuing payments
- Marketing the bank lending program to mortgage brokers
- Perform other duties assigned.

**Qualification and Skills**:

- Bachelor’s Degree in Finance, Accounting or related field
- Strong financial analytical skills with above average of understanding and interpreting financial statements
- Solid knowledge and understanding in the Bank’s loan policy and guidelines
- Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
- Able to research and evaluate data to make informed decisions and solve problems
- Good communication and negotiation skills
- Strong knowledge of Microsoft Office suite

**Job Types**: Full-time, Permanent

Pay: $50,000.00-$60,000.00 per year

Additional pay:

- Bonus pay

**Benefits**:

- Dental care
- Extended health care
- Paid time off

Schedule:

- Monday to Friday

**Language**:

- Korean (required)

Work Location: In person



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