Analyst, Commercial Underwriting

**Analyst, Commercial Underwriting**

**Montreal, QC**

**About the Role**

In this role, you will provide timely and proactive support by:

- Conducting appropriate due diligence and investigation to gain solid understanding of the borrower, analyzing and interpreting financial data and credit information, assessing the value of security, and underwriting commercial mortgage presentations and annual reviews within the guidelines of lending policies and procedures
- Maintaining ongoing interaction with clients (including performing site visits if applicable) and internal stakeholders to ensure thorough underwriting and funding of the loan
- Working as part of a team in the completion of mortgage presentations, meeting pre-funding conditions and third party instructions to meet all funding requirements within tight deadlines
- Staying current with market information and commercial mortgage market trends
- Performing other duties in keeping with the purpose and accountabilities of the job, such as preparing reports, assisting with compliance-related tasks and completing department projects as assigned

**This role is for you if**:

- You have approximately 1 year (or more) of experience working in the Commercial Real Estate Risk industry
- You have excellent communication skills, both written and verbal in both English and French (preferred), and are able to work well independently as well as within a team environment
- You have experience creating and delivering business presentations and strong technical writing skills
- You are very results-driven and possess strong organizational skills with a high attention to detail
- You take ownership of your work and demonstrate a high degree of accountability and commitment at all times
- You have completed an undergraduate degree in one of the following concentrations: finance, economics, urban land development, accounting or business administration
- You are an intermediate/advanced level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint)
- You have a passion for real estate combined with an understanding of financial and statement analysis

**Who are we?**

Established in 1974, CMLS Financial is the leading provider of capital solutions for commercial property owners, developers and real estate investors. We have over 45 years of experience, 20,000 clients, $25 billion in assets under administration, and offices coast to coast. Some of Canada's most prominent banks, investment managers, insurance companies, and pension funds rely on CMLS Financial for a variety of critically important mortgage services. What sets us apart is our customer forward approach. Building on our solid foundation of financial strength and experience, we continue to deliver unparalleled capital solutions for all our clients needs.

**You will love working here**

Employees tell us that they love that we strike the balance in creating an incredibly professional, yet dynamic and enjoyable corporate culture. We work in a fluid and fast-paced environment that is supportive of energetic and motivated individuals who pride themselves on being flexible and results-driven. Business is booming and that means that our employees are able to gain valuable exposure, have lots of learning opportunities, and truly impact the business. We are committed to providing our people with a challenging and rewarding career because our employees are what set us apart and we know it.

**We want to hear from you**
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**Analyste, Crédit hypothécaire commercial**

**Montréal (Qc)**

La Financière CMLS est à la recherche d’un analyste, Crédit hypothécaire commercial, pour se joindre à l’équipe de Montréal, qui est en pleine croissance. Vous serez responsable de la préparation de demandes et de propositions de crédit ainsi que des sommaires et des recommandations concernant l’évaluation de risque du crédit hypothécaire commercial. Le rôle sera fortement axé sur nos activités assurées par la SCHL, qui sont exclusivement axées sur le financement d’immeubles d’habitation.

**En quoi consiste le poste**

Dans le cadre de ce poste, vous apporterez un soutien proactif et en temps opportun en effectuant les tâches suivantes:

- effectuer la vérification au préalable et les recherches nécessaires pour bien connaître l’emprunteur, analyser et interpréter les données financières et l’information sur le crédit, établir la valeur de la garantie, et préparer les propositions de crédit hypothécaire commercial et les examens annuels conformément aux lignes directrices énoncées dans les politiques et procédures de crédit;
- entretenir un dialogue continu avec les clients (notamment en faisant des visites sur place, s’il y a lieu) et les parties prenantes internes, pour s’assurer de la bonne souscription et du bon financement du prêt;
- travailler en équipe à la préparation de propositions de prêts hy