Financial Planning Associate

**General Description**

PWL Capital is a premier independent Canadian Wealth Management firm with offices in Montreal, Ottawa & Toronto. Canadian High Net Worth families entrust PWL to manage their investment portfolios on a discretionary basis and provide holistic financial advice for all facets of their lives. Financial Planning, Tax, and Estate services are delivered via PWL Conseil, and investment management is delivered via PWL Capital which is a Broker Dealer and CIRO member firm. Both PWL Conseil and PWL Capital are wholly owned subsidiaries of PWL Wealth Management Inc., with more than 95 employees and over 6 billion in assets under management.

**Position Summary**
- Client Service_
- Extensive communication with clients
- Client meeting planning, facilitation, and participation
- Responsible for client meeting debriefs and list of tasks delegation to the team members involved
- Seek to establish a level of trust and confidence with clients
- Financial Planning_
- Collaborate in assessing clients’ financial needs for retirement, tax, and estate planning, formulating financial plans and solutions to fulfill client objectives, implementing financial plans, and monitoring and reviewing them regularly
- Responsible for the preparation of retirement projections, retirement income optimizations, personal balance sheets, pension plan and overall renumeration analysis
- Responsible for the preparation of estate balance sheets, estate tax projections, and estate tax liquidity projections
- Responsible for coordinating with external specialists, the preparation of personal Wills, mandates of protection, general or specific power or attorneys
- Responsible for preparing the spousal loan memo and loan agreement, the loan implementation, and the interest payable
- Collaborate in the development of recommendations with regard to tax, estate, retirement, investment & risk management planning
- Support to the Portfolio Manager _
- Collaborate in the implementation of tax-minimizing strategies (i.e. income splitting, asset location, retirement withdrawals, investment products, tax-loss harvesting, etc.)
- Educate clients and respond to queries on investment accounts (i.e. registered vs. non-registered account, RRSP vs. TFSA, etc.)
- Support the portfolio manager in the establishment of investment policy and portfolio management

**Qualifications and Skills**
- Holds an IQPF diploma or in the process of obtaining it
- Completion of the Canadian Securities and the Conduct and Practices Handbook courses an asset
- Between 2 and 5 years of relevant experience
- Bachelor's degree in business administration, finance or accounting or related field
- Ability to communicate effectively in French and English, both orally and in writing
- Experience with financial planning and tax software preferred
- Strong teamwork skills and sense of organizational responsibility
- Analytical and synthesizing skills, writing skills, and attention to detail
- Interpersonal skills
- Ability to work under pressure

**Why Team Parkyn - Doyon La Rochelle?**

We are a growing team with a diverse group of clients - there is never a dull moment. We are thought leaders in the financial services industry, and we have been putting our clients’ interests first for over twenty years. Personal and professional growth are strongly encouraged and part of the team’s basic principles.

**Job Types**: Full-time, Permanent

**Benefits**:

- Paid time off
- RRSP match
- Tuition reimbursement
- Vision care

Schedule:

- Monday to Friday

Application question(s):

- Are you legally eligible to work in Canada?
- What are your salary expectations?
- Do you have a valid IQPF (Institut québécois de planification financière) diploma?

**Education**:

- Bachelor's Degree (required)

**Language**:

- French (required)
- English (required)

**Location**:

- Montréal, QC H3Z 3B8 (required)

Work Location: Hybrid remote in Montréal, QC H3Z 3B8