Paralegal

**JOB TITLE**:Paralegal

**Reports to**:VP, Portfolio Management

**We Believe In Fun**:Our hybridized work culture offers the best of both worlds: the flexibility to work remotely and autonomously with the opportunity to collaborate in our vibrant and casual office environment. We believe in fostering a workplace where everyone feels valued and empowered to succeed.

**Position Summary**:Prefera Finance is in search of a self-driven, motivated, enthusiastic person with a positive can-do attitude to join our fast-growing team in the consumer finance industry as a full time Paralegal. As a Paralegal, you will analyze and manage client accounts and when required, prepare, submit Claims, file paperwork while acting and representing the companies’ behalf. You will work with clients to strategize a plan to remedy past due payments while meeting recovery targets while supporting various other department functions.

**Who We Are**:Prefera Finance Ltd. is a Canadian-owned, national finance company dedicated to empowering clients through innovative and unique financial solutions. We work with our partners and customers to understand their needs and provide solutions that fit. These solutions include providing flexible, innovative financing programs for recreational products such as motorcycles, boats, trailers, snowmobiles and many more. Prefera also provides leading-edge point of sale solutions for automotive repairs.

**Key Accountabilities**:

- Nationwide legal debt collection through Small Claims Court paperwork and processing
- Conduct nationwide legal research and gather relevant information
- Compile required documents for court proceedings
- Perform detail account audits and cost analysis
- Represent the company in Small Claims Court & settlement conferences
- Negotiate with late stage debtors to repay outstanding debts
- Inbound/outbound environment (no tele-marketing; no auto-dialer)
- Lien searches
- Review case law
- Skip Tracing Searches
- Update Client contact & account information; quote payout balances etc.
- Providing superior professional service to valued clients
- Familiarity with PPSA and RSLA enforcement considered an asset
- Knowledge and experience of province by province court judgment process (Alberta and Ontario considered to be key provinces)
- Experience with post judgment enforcement proceedings including:

- Bank account/wage garnishment process-Write of seizure process-Examination hearing for enforcement process
- Confidence in a litigation environment
- (Note: The omission of specific statements does not preclude management from assigning specific duties not listed herein if such duties are a logical assignment to the position)_

**Education & Experience**:

- Paralegal Diploma/Certificate
- Previous Paralegal experience
- Litigation experience required, and some collections experience strongly preferred.
- Previous work experience in a call-center work environment/equivalent is an asset however not required
- Previous work experience in providing excellent customer service
- Fluent in English & French, is an asset however not required
- Previous work in the financial industry considered an asset

**Knowledge, Skills and Abilities**:

- Great organizational skills
- High-level Microsoft Excel knowledge considered an asset
- Experience & comfort with management of a Junior Paralegal
- Strong negotiation & problem-solving skills
- Attention de detail
- Self-starter and autonomous
- Intermediate computer skills
- Strong decision-making skills
- Excellent communication skills
- Excellent customer service and phone etiquette
- Credit knowledge is an asset
- Skip Tracing experience is an asset
- Working knowledge of the Microsoft Office Suite (Outlook, Word, Excel) and company software systems.

**Working Conditions**:

- Hybridized working environment - work only 1 day a week in office
- Must be able to sit at a computer for long periods throughout the workday, with intermittent periods of standing, walking to carry out essential duties of the job.
- Ability to communicate through the telephone as a main point of contact with dealer partners.
- Standard 37.5-hour workweek.
- Working hours will be Monday-Friday from 9-5pm.
- **Required: Ability to commute to our Etobicoke, ON office approximately 1 time per week.**

**Perks**:

- Company Benefits (Health/Dental, Life/Travel Insurance)
- 3 Weeks’ Vacation
- RRSP Contributions/Company Matching
- Positive Culture & Amazing Team
- Casual Office Wear
- Company-Issued Equipment
- Hybridized Working Environment
- Great Location Near Major Highways
- Free Parking
- Prefera Finance Ltd. is committed to ensuring equal access and participation for people with disabilities. We are committed to treating people with disabilities in a way that allows them to maintain their dignity and independence. We believe in integration, and we are committed to meeting the needs of people with disabilities in a timely manner. We will do so by removing and preventin