Specialist, Multi-unit Underwriting

**Job Requisition ID**: 10786

**Position Status**: Permanent Full Time

**Position Type**:Hybrid

**Office Location**:Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)

**Travel Requirement**: Travel not required

**Language Designation**: English Essential

**Language Skill Levels (Read/Write/Speak)**: ZZZ

**Salary**: Our salaries generally range from $ 83038.35 to $ 103797.93 and are based on qualifications and experience.

About CMHC

The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our **results** and support our colleagues in their achievements. We thrive on **collaboration**, connecting across CMHC and involving the right people to get our work done. We have **flexibility**, in how, when, and where we work, within the boundaries of the business needs and the nature of your role. Our leadership style is guided by **trust**, where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

What’s in it for you

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a contract employee:

- Accrued vacation.
- Annual individual performance bonus.
- Group insurance coverage to support your well-being from day one.
- Support torwards your personal and professional growth with training, mentorship and more.
- An inclusive workplace culture and environment.

About the role

**What you’ll do**:

- Conduct detailed risk analysis involving program/product requirements, including but not limited to an assessment of the property, market, borrower and loan, which may involve financial, legal and professional reviews.
- Exercise prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.
- Maintain quality relationships with clients to understand their needs and objectives and explore opportunities.
- Work in a team environment and contribute to service standards and turnaround times.
- Engage internal support functions such as legal services, policy and operations, and borrower analysis to seek clarification and concurrence in support of recommendations.

**What you should have**:

- Undergraduate degree in a relevant field such as business, finance or commerce.
- A minimum of five years' experience in credit risk and/or financial analysis.
- Knowledge of financial analysis and statements, borrower legal structures and real estate financing.
- Knowledge of construction financing, multi-unit underwriting, and credit risk analysis.
- Strong analytical, problem-solving and decision-making skills
- Ability to establish and maintain effective working relationships.
- Strong understanding of serviced client groups in Canada, including related legal documentation.

**It would be great if you also had**:

- Successful completion of a professional association designation such as Certified in Real Estate Finance (CRF), Accredited Appraiser Canadian Institute (AACI), Chartered Accountant (CA), Certified Management Accountant (CMA), Chartered Financial Analyst (CFA), or Certified Property Manager (CPM).
- Experience in building reports and/or in using statistical analysis software such as MS Excel.

**Posting closing date**: Note, the competition will remain active until filled.

Our commitment to diversity, equity, and inclusion

CMHC is an inclusive workplace where diversity of thought - and of people - are recognized, valued, and considered essential to achieving our mission.

**Learn more about our commitment to diversity and inclusion**

What happens after you apply

If you applied before and you were not successful don’t worry - we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around