Specialist Commercial Portfolio Management

Attendance: Hybrid

Employment Category: Professional

Type of Contract: Permanent

A career as a **Specialist** in our Commercial Banking team at National Bank is to act as a credit expert for a portfolio of business clients. This job allows you to have a positive impact on our organization through your experience in credit analysis, risk management, and client relationships.

**Your job**
- Evaluate financial statements and assess creditworthiness to support sound, timely lending decisions
- Recommend appropriate credit structures that balance business opportunity and risk
- Work closely with the sales team to build customized, full-service financial solutions
- Monitor the client portfolio with diligence and identify opportunities to optimize credit performance
- Be open to occasional travel, depending on your place of residence and client location

**Your team**

You’ll be part of a dynamic and collaborative Commercial Banking team serving clients in Alberta. Our team is known for its entrepreneurial mindset and commitment to delivering a high-quality, personalized client experience.

We aim to offer you maximum flexibility to support your quality of life. This includes a hybrid work environment and a flexible schedule tailored to your professional and personal needs.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

**Prerequisites**
- Hold a bachelor's degree in business administration or a related field, and have at least 2 years of relevant experience in commercial lending or credit analysis
- Demonstrate proficiency in financial statement analysis and sound knowledge of credit risk
- Experience using financial tools such as Moody’s Financial Analyst
- Strong organizational skills with the ability to manage competing priorities effectively
- Comfortable working independently and collaboratively within cross-functional teams

**Soft Skills to be added**:

- Analytical thinking and judgment
- Clear communication and strong interpersonal skills
- Proactive mindset and attention to detail
- Willingness to learn and grow professionally
- Adaptability and solution orientation

**Your benefits**

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
- Health and wellness program, including many options
- Flexible group insurance
- Generous pension plan
- Employee Share Ownership Plan
- Employee and Family Assistance Program
- Preferential banking services
- Opportunities to get involved in community initiatives
- Telemedicine service
- Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

**We're putting people first**

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

Come live your ambitions with us

Additional required languages: English

Skills: Communication, Driving Results, Teamwork, Accountability, Client-focused, Empathy, Initiative, Humility