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Mortgage Underwriter
2 weeks ago
**Job Overview**
Kuber Mortgage Investment Corporation is a non-bank alternate lender offering personalized short-term mortgage loans to borrowers who cannot meet conventional banking requirements.
**Duties**
- Conduct data collection to assess applicants' creditworthiness and financial stability.
- Perform risk analysis to determine the viability of loan requests while adhering to company policies and regulatory requirements.
- Collaborate with senior underwriters to discuss findings and make informed recommendations on loan approvals or denials.
- Maintain detailed records of underwriting decisions and communicate outcomes to relevant stakeholders.
- Assist in negotiating terms with applicants when necessary to facilitate loan approvals.
- Stay updated on industry trends, regulations, and best practices to enhance underwriting processes.
**Requirements**:
- Bachelor’s degree in finance, business administration, or a related field is preferred.
- Strong mathematical skills with the ability to perform complex calculations accurately.
- Familiarity with financial services and mortgage lending processes is a plus.
- Excellent analytical skills with attention to detail for data collection and risk assessment.
- Ability to work collaboratively in a team environment while managing individual responsibilities effectively.
- Strong communication skills for negotiating terms and conveying information clearly.
- Proficiency in using underwriting software and Microsoft Office Suite.
Schedule:
- Monday to Friday
- Weekends as needed
Work Location: In person