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Credit Analyst

1 day ago


Medicine Hat, Canada Connect First Credit Union Full time

Join Servus Credit Union - Canada’s Largest Credit UnionWe are hiring for a full-time Credit Analyst for our South Region - Agriculture team in the Lethbridge/Medicine Hat area Employment Status: Full-time, permanent Posting Closes: February 13th, 2026 For Internal Use Only: U2/A At Servus Credit Union, we do things differently—because we’re a credit union, not a bank. And that difference matters.  We believe in putting people before profits, which is why our members are also our owners. Every dollar we earn is reinvested into the things that matter most: our members, our employees, and our communities. Whether it’s through profit sharing, competitive rates, or local initiatives that make a real impact, we’re here to help Albertans feel good about their money.  We’re looking for passionate, values-driven people to join our team. We welcome individuals from all backgrounds who are aligned with our values and are eager to contribute in meaningful ways. If you're excited to grow your career with a team that’s innovative, hardworking, collaborative and deeply rooted in community, we want to meet you.   Join Servus and discover a better way to work.  Your primary goal is to provide our Commercial Banking Advisors and Relationship Managers with administrative and analytical support so they can focus on helping their business members feel good about their money. What you'll be doing: Reviewing and analyzing financial statements Preparing credit investigations, security inspections and searches Working with business Lending Support to oversee procession of credit progress advances Preparing credit facility letters for review; assist in resolution of outstanding security/account deficiencies Having detailed knowledge and understanding of the corporate structure of members (Op-co, Holdco, multiple owners etc.) Understanding and interpreting complex statements; able to consolidate statements Calculating and understanding more complex ratios and what they mean in relation to credit Being proficient in required security documentation Understanding standard conditions for simple and more complex applications Completing complex credit reviews and renewal with minimal supervision and be able to complete short form reviews, ensuring compliance with all credit policies and practices using: account status and repayment history, financial statement review, security review, debt service analysis and risk ratings Ensuring all documentation is completed and accurate Completing new credit application for existing members and be able to provide recommendation Completing the entire application for simple credits and most of the application, with little to no supervision required on more complex credit and new member requests Assisting members with loan and deposit inquiries Communicating information accurately to members and team members Preparing commercial loan renewals Ensuring a high level of member satisfaction by assisting with inquiries, following up as necessary, and understanding the member's finances to recommend the most valuable products and services  Differentiating between credit union and competitor products and service Participating in the development and support achievement of sales targets and marketing plans What you bring: 1-2 years of banking experience as a Financial Advisor or Credit Analyst  Knowledge of reading financial statements Minimum Grade 12 with combination of education and practical experience Diploma in Business Administration or Management with courses in legal terminology or business law an asset Most importantly, we are looking for candidates with analytical skills that pride themselves on attention to detail and the ability to multi-task. If you are an organized and detailed-orientated individual looking for a long-term career growth, then we encourage you to apply Why Servus? Working for Servus has outstanding benefits. In addition to standard benefits like health and wellness, vacation and retirement savings programs, we also provide other important benefits such as:  Competitive compensation including performance-based incentive pay and profit share  Training & Development Opportunities  Career Advancement Potential  Flexible work options  Meaningful work towards individual and corporate goals Opportunities to get involved and give back through an employee volunteer program  At Servus, our employees are also members. This means you'll have all the benefits of being a member of the credit union including profit sharing, voting for the board of directors, and all of the financial services we provide…with a few additional perks What happens next? We thank all applicants for their interest. Please note applications will only be accepted online and only those applicants under consideration will be contacted.  At Servus Credit Union, we believe in being purposefully cooperative and working together to create a culture of Belonging for everyone. We are committed to an inclusive, equitable, and accessible workplace where everyone is valued, respected, and supported. We encourage applications from individuals of all backgrounds, and accommodations are available during every stage of the hiring process upon request. Your skills, passion and curiosity may find they belong at Servus, so even if you don't check every box, we encourage you to apply Qualified applicants are invited to apply online. Posting Closes:  We thank all applicants for their interest. Please note applications will only be accepted online and only those applicants under consideration will be contacted.