Credit Risk Specialist, Bilingual French

4 weeks ago


Toronto, Ontario, Canada Financeit Full time
About the Role

We are seeking a highly motivated and detail-oriented Bilingual Credit Risk Specialist to join our Risk Management Department. As a key member of our team, you will be responsible for assessing new and existing merchant partners in Canada, ensuring credit and fraud-related risks are minimized and policies are adhered to.

Key Responsibilities
  • Assess potential new merchant partners, reviewing company and business owner/director information to evaluate credit quality and performance.
  • Monitor and evaluate existing merchant partners' behavior and adherence to our processes, including credit quality, performance, fraud risk, AML risk, and compliance with our consumer lending program parameters.
  • Demonstrate strong credit evaluation and analytical skills, with expertise in assessing commercial and personal credit bureau reports, financial statements, and overall financial performance.
  • Conduct post-funding borrower satisfaction calls to verify merchant adherence to our lending program requirements and supporting processes.
  • Prepare monthly and quarterly reports on the merchant network, as assigned.
  • Continuously assess existing processes and provide recommendations for improvement.
Requirements
  • Bilingualism in French is required.
  • 2+ years of relevant experience in consumer financing or a related field.
  • Strong credit evaluation and analytical skills, with familiarity in analyzing both commercial and consumer credit bureau reports.
  • Intermediate knowledge of financial statements and cash flow analysis, including key financial ratio calculations.
  • Bachelor's degree in business or a related discipline.
  • Excellent planning, organizing, and time management skills, with the ability to manage multiple competing priorities and meet deadlines.
  • Ability to work effectively in a self-directed, team-oriented environment with minimal supervision.
  • Adaptable with the ability to multi-task and adjust priorities quickly.
What We Offer
  • Award-winning culture with a collaborative and inclusive team.
  • Competitive pay and performance-based bonus.
  • Committed to flexible work arrangements, offering hybrid workplace options.
  • Comprehensive medical, dental, and vision coverage, plus Lifestyle Account.
  • RRSP Matching and Parental Leave Top-Up Program.
  • In-office massage, meditation, and workout sessions.
  • Virtual events, including Lunch & Learns, company parties, fun team activities, and charity initiatives.
  • Career learning and development programs.


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