Mortgage Risk Analyst

2 weeks ago


Ottawa, Ontario, Canada Canada Mortgage and Housing Corporation Full time
About the Role

We are seeking a skilled Mortgage Risk Analyst to join our insurance and securitization team in the Specialist, Multi-Unit Underwriting position. As a member of the Multi-Unit Underwriting team, you will play a crucial role in identifying, understanding, and assessing the risks associated with each multi-unit, mortgage loan insurance application.

Key Responsibilities:

  • Conduct detailed risk analysis involving program/product requirements, including an assessment of the property, market, borrower, and loan, which may involve financial, legal, and professional reviews.
  • Apply sound judgment and decision-making practices to derive insurance risk recommendations and mitigation options in line with CMHC's risk appetite.
  • Exercise prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.

Required Skills and Qualifications

  • Undergraduate degree in a relevant field such as business, finance, or commerce.
  • A minimum of five years' experience in credit risk and/or financial analysis.
  • Knowledge of financial analysis and statements, borrower legal structures, and real estate financing.
  • Strong analytical, problem-solving, and decision-making skills.
  • Ability to establish and maintain effective working relationships.

Benefits

  • Annual individual performance bonus.
  • Group insurance coverage to support your well-being from day one.
  • Support towards your personal and professional growth with training, mentorship, and more.
  • An inclusive workplace culture and environment.

Our Commitment to Diversity, Equity, and Inclusion

We're committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans, and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply.



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