Mortgage Investments Associate

3 days ago


Calgary, Alberta, Canada Cameron Stephens Full time
Overview of Cameron Stephens

Cameron Stephens is a leading commercial real estate investment manager, recognized for its commitment to excellence and innovative approach to debt and equity financing solutions. With a 20-year track record of success, the firm has established itself as a trusted partner in the industry.

Competitive Salary and Benefits

We offer a competitive salary and bonus structure, comprehensive medical benefits, health care spending account, annual fitness allowance, RRSP matching program, tuition reimbursement program, professional development opportunities, and company-wide team building events.

Job Description: Mortgage Investments AssociateKey Responsibilities
  • Analyze and structure competitive transactions for mortgage product types, including land loans, cost-to-complete construction loans, revolving construction loans, servicing loans, inventory loans, and amortizing term loans.
  • Work closely with the origination department to prepare high-quality term sheets and deal summaries for credit and investor approval.
  • Assist the origination department in preparing and issuing letters of intent to clients.
  • Build relationships with borrowers to understand their needs and work cohesively with the origination department to ensure timely and efficient transaction processing.
  • Collaborate with the underwriting and portfolio management team to ensure accurate loan summaries and funding.
  • Establish personal goals and action plans to support business objectives and demonstrate ongoing willingness to assume higher degrees of accountability and responsibility.
Day-to-Day Involvement
  • Analyze various commercial real estate transactions, including office, retail, industrial, residential, hospitality, and land properties.
  • Complete detailed term sheets and deal summaries for submission and approval to investors, incorporating creative and disciplined underwriting, thorough market research, and accurate transaction representations.
  • Correspond with originators, borrowers, mortgage brokers, and other industry professionals to validate and further substantiate underwriting assumptions and gain a better understanding of particular markets and asset classes.
  • Perform modeling and quantitative analysis related to real estate developments, income-producing properties, and other real estate assets to substantiate value and profitability of loan transactions.
  • Review applicants' credit worthiness by analyzing personal net worth statements, financial statements, credit reports, and other relevant financial data.
  • Identify risks and mitigants related to loan transactions and borrowers, making recommendations to the Director and Originator.
Required Skills and Qualifications
  • Post-secondary degree in commerce, business administration, economics, or finance with an educational focus on real estate or land development.
  • At least three years of related work experience in the real estate lending industry, with Western Canada experience preferred.
  • Strong personal commitment to professional development.
  • Good knowledge of finance and a keen interest in the Canadian real estate market/development industry.
  • Excellent communication, presentation, interpersonal, and team skills.
  • Excellent attention to detail.
  • Ability to work independently with confidence and strong commitment to borrower/client service.
  • Demonstrated capacity for increasingly complex workloads.


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