Data Scientist for Credit Risk Management
4 days ago
**About Momentum Financial Services**
Momentum Financial Services is a leading provider of financial services in North America, committed to providing financial solutions that meet the evolving needs of consumers and business owners. Our retail network of over 400 locations offers access to cash and related products to help our customers achieve their goals.
We serve 2 million people annually with diverse and innovative financial products such as loans, cheque cashing, money transfer and prepaid cards. Through this ever-evolving suite of services, we empower customers to manage their finances and improve their lives.
Our Analytics & Risk Organization plays a crucial role in managing the risk reward throughout the lifecycle of our credit products and customer journey. We are seeking a high-performing professional who will apply their quantitative expertise, attention to detail, and curiosity to solve business problems.
In collaboration with the Senior Manager, you will recommend improvements and quantify the benefits. You will assist in managing origination strategies and policies for the Retail Financing portfolio that optimizes profitability and efficiency, while operating within the risk appetite.
You will develop quantitative solutions for managing credit risk, fraud risk, marketing campaigns and enhanced customer segmentation. Conceive, design & monitor risk management strategies to improve business profitability in the areas of underwriting, credit line management, universe expansion and alternative data evaluation for lending.
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