Automotive Lending Analyst

5 days ago


Toronto, Ontario, Canada Toyota Credit Canada Inc. Full time
A Brief Overview

At Toyota Credit Canada Inc., we specialize in providing retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. Our affiliation with Toyota Financial Services Corporation (TFSC) allows us to tap into the extensive knowledge and resources of our parent company, Toyota Motor Corporation in Japan.

We foster a dynamic, collaborative and team-oriented work environment, where innovation and creativity thrive. Our commitment to excellence drives us to continuously improve and deliver exceptional results in the automotive finance sector.

Position Details:
  • The successful candidate will be responsible for managing risk in our financial services operations.
Main Responsibilities:
  1. Analyze data to develop proposals for lease end residual values, taking into account vehicle pricing and re-sale value information.
  2. Prepare lending rate proposals that incorporate risk-adjusted profitability analyses, supporting informed decision-making.
  3. Contribute to the development, implementation and maintenance of decision models such as scorecards and automated credit adjudication, aiming for accuracy.
  4. Forecast lease-end losses using statistical models, influencing residual value loss reserve requirements.
  5. Generate reports using database queries and spreadsheet reporting tools, facilitating data-driven decisions.
  6. Participate in the development and revision of policies and procedures related to residual value and credit risk management, prioritizing risk control.
  7. Develop and maintain databases, technical models and reports necessary for thorough data analysis.

  • Credit Risk Analyst

    7 days ago


    Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    As a Credit Risk Analyst - Commercial Lending at EQ Bank | Equitable Bank, you'll play a critical role in ensuring the integrity of our lending practices and maintaining our reputation for excellence.About the RoleWe're looking for a highly skilled professional to analyze and underwrite commercial credit facilities, with a focus on conventional commercial...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    Join Our TeamWe're seeking an experienced Commercial Mortgage Analyst to join our growing Commercial team at EQ Bank | Equitable Bank. As a key member of the Commercial Finance Group, you'll play a critical role in managing our commercial mortgage portfolios. Your expertise will help us drive growth, reduce risk, and deliver exceptional service to our...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    **About the Role**In this challenging and rewarding position as Senior Credit Analyst - Commercial Lending at EQ Bank | Equitable Bank, you will play a critical role in evaluating and managing risk associated with commercial mortgage applications. Your attention to detail and analytical skills will enable you to make informed decisions that align with the...


  • Toronto, Ontario, Canada Disability Solutions Full time

    Job Overview:We are seeking a Financial Services Analyst - Commercial Lending to join our Commercial team. As a key member of the team, you will assist in the management and oversight of the Commercial Finance Group (CFG) portfolio, including supporting Senior/Account Managers with the day-to-day management of their respective commercial mortgage...


  • Toronto, Ontario, Canada SML Inox Full time

    **Job Overview:** Our large banking client is seeking a Deputy Head of Lending to oversee and manage credit risk for commercial loans. As a key member of the lending team, you will be responsible for hands-on work similar to that of a Credit Analyst and will lead a team of six resources.**Key Responsibilities:**Complete thorough, in-depth analysis of new...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    We are committed to inclusion and diversity, and we welcome applications from qualified candidates who share our values. As a Credit Risk Specialist, you will be responsible for maintaining and updating commercial mortgage files/pipeline reports from the acknowledgement/letter of intent stage to the funding stage. Your role will involve liaising with...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    Key ResponsibilitiesAnalytical Support (40%): You will analyze commercial mortgage requests daily, determining suitability based on company lending guidelines, limits, and parameters.Process Support (30%): Assist in processing transactions accurately and within specified timeframes, working with the Credit and Funding teams to ensure all lending criteria...


  • Toronto, Ontario, Canada GM Financial Full time

    OverviewWhy GM Financial Commercial Lending Service?GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive...


  • Toronto, Ontario, Canada RBC - Royal Bank Full time

    Role Overview">This is an exciting opportunity to join our Commercial Financial Services Market team as a Senior Automotive Finance Specialist. In this role, you will be responsible for credit adjudication of Automotive Finance and Asset Based Lending transactions within your delegated lending authority or assigned portfolio.">As a senior member of our team,...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    About Us">EQ Bank | Equitable Bank is a dynamic and innovative financial institution that challenges traditional banking practices. We're committed to providing exceptional service to our customers and creating a positive impact on the communities we serve.">Job Description">The Commercial Mortgage Analyst will play a crucial role in supporting our...


  • Toronto, Ontario, Canada Equitable Group Full time

    About Equitable GroupWe believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what's possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things.As a Commercial Mortgage Underwriter Lead, you'll work closely with our Origination team to analyze commercial...


  • Toronto, Ontario, Canada Central 1 Credit Union Full time

    Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products, and services to support the financial well-being of their more than 5...


  • Toronto, Ontario, Canada Clutch Full time

    As an Automotive Industry Data Analyst at Clutch, you'll have the opportunity to work with a wide range of datasets and help drive business growth through data-driven insights.Responsibilities include:Designing and developing dashboards, reports, and visualizations that track KPIs and operational performance.Working closely with cross-functional teams to...


  • Toronto, Ontario, Canada Equitable Group Full time

    Key ResponsibilitiesJob DescriptionThe successful candidate will have a strong understanding of commercial real estate underwriting, financial statement analysis, and factors affecting the commercial mortgage market. They will possess excellent analytical and problem-solving skills, as well as strong organizational and time management skills.The key...


  • Toronto, Ontario, Canada Equitable Group Full time

    Job OverviewThe Senior Syndication Analyst will support the Commercial Syndicated Lending team in managing and overseeing the syndication portfolio. This includes working with investors on various tasks, such as underwriting, deal placement, problem file resolution, annual reviews, and amendments. The incumbent will provide exceptional customer service to...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    Company OverviewEQ Bank | Equitable Bank is a dynamic and innovative banking experience. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. We believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what's possible in banking.Job DescriptionThe Commercial Mortgage...

  • Risk Analyst

    5 days ago


    Toronto, Ontario, Canada Toyota Credit Canada Inc. Full time

    Risk AnalystAbout Toyota Financial ServicesToyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan. The Canadian headquarters of TFS are...


  • Toronto, Ontario, Canada Equitable Group Full time

    As a Commercial Mortgage Analyst at Equitable Bank, you'll be working at the forefront of Canadian banking, driving innovation and excellence in every aspect of your work. Our team is dedicated to providing exceptional service to our customers, and we're looking for talented individuals who share our commitment to excellence.This is a unique opportunity to...


  • Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    About UsWe're a forward-thinking bank that serves more than 670,000 Canadians across the country. Our customers have recognized our EQ Bank digital platform as one of the top banks in Canada on the Forbes World's Best Banks list since 2021. We believe in innovation and agility to create a better banking experience for Canadians.What You'll DoYou'll be part...


  • Toronto, Ontario, Canada Intelliswift - An LTTS Company Full time

    Job Title: Business Analyst - Credit Risk/Commercial LendingIn this exciting role at Intelliswift - An LTTS Company, you will have the opportunity to leverage your data analysis expertise in credit risk and commercial lending. As a Business Analyst, you will play a crucial part in providing subject matter expertise on Wholesale/Retail Credit Risk data, data...