Senior Credit Risk Specialist
3 weeks ago
About the Role:
Societe Generale is seeking a skilled Credit Analyst to join our Credit Portfolio Management Group (CPM). As a Credit Analyst, you will play a critical role in managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries.
Key Responsibilities:
- Prepare comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under the supervision of a Senior Credit Analyst.
- Assess credit quality, recommending appropriate credit limits, terms, and conditions, including financial statements analysis, review of client strategy, business risk, industry dynamics, and competitive environment.
- Prepare financial projections and determine debt repayment capability while ensuring compliance with Societe Generale's Credit Policies.
- Propose and update Obligor Risk Ratings, monitoring compliance with covenants.
- Liaise with other CPM teams in the US, Europe, and Asia, as well as business lines, Bankers, legal & compliance, operations, and Risk department.
Requirements:
- 8-10 years of experience as a credit analyst in a corporate and investment banking entity or related field.
- Bachelor's degree from an accredited university.
- Strong financial analytical skills, ability to assess credit terms and conditions, and strong understanding of commercial and investment banking products.
- Ability to work in a team, interact with teams located in other locations, and communicate effectively in English.
What We Offer:
- Minimum of 20 vacation days + 4 personal days.
- Supportive maternity, paternity, parental, and adoption leave policy.
- Health spending and personal spending accounts with 75+ eligible reimbursement categories.
- Fully sponsored virtual healthcare assistance and Employee Assistance Program.
- Various Employee Resource Groups to engage with.
- A culture of continuous development through various training programs.
About Us:
Societe Generale is a leading international financial services group, committed to innovation, responsibility, and diversity. We strive to create a work environment that fosters collaboration, creativity, and growth.
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