Mortgage Risk Analyst

2 weeks ago


Edmonton, Alberta, Canada Sagen Full time

At Sagen, we are committed to creating a diverse and inclusive workforce. We welcome individuals from all backgrounds and abilities, and strive to create a sense of belonging that inspires our employees to be their authentic self.

About the Role

We are seeking a highly skilled Mortgage Risk Analyst to join our team in Western Canada. In this role, you will work in a fast-paced environment, providing quality credit decisions on residential mortgage default insurance applications.

Key Responsibilities
  1. Underwrite and decision applications for residential mortgage insurance according to Sagen guidelines and policies, including the comprehensive review of appraisals.
  2. Deliver exceptional customer service by actively handling internal and external customer service inquiries raised by our customers and/or field staff.
  3. Develop strong relationships with key lender accounts and promote our company's products.
  4. Effectively partner with Sagen's sales team to provide underwriting and credit expertise to our customers and sales staff.
  5. Proactively manage tasks within predetermined service level agreements and in accordance with operational risk controls.
Requirements
  • Previous residential mortgage experience and working knowledge of real estate is an asset.
  • In-depth knowledge of credit risk analysis, residential underwriting practices, and mortgage lending products.
  • Strong analytical skills and independent decision-making capabilities, including demonstrated ability to apply problem-solving and risk mitigation skills.
  • Ability to thrive in a constantly changing environment and perform well in a high volume, high intensity environment.
  • Excellent inter-personal and communication skills (verbal and written).


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