Credit Analyst

3 weeks ago


SaintHubert QC, Canada Alterfina Full time
Alterfina is seeking a skilled Credit Officer to support the company in the analysis of financing files. The ideal candidate must be able to evaluate credit applications, gather necessary information from customers' files, and inform them of the terms and conditions of financing offered by the company.

**Responsibilities:**

* Analyze financing applications, including creditworthiness, account holder, and bank statements.
* Check the content of funding applications for missing documents or information.
* Verify the authenticity of customer-provided information using specialized software.
* Gather required information through communication with customers via phone and email.
* Enter information on the balance sheet.
* Make decisions on demand.
* Follow up on pending customer files.
* Leave notes on files to facilitate colleagues' work.
* Ensure complete and compliant applications before filing.
* Provide impeccable customer service.

**Requirements:**

* Diploma of Collegial Studies.
* One year's experience in a similar role.
* Experience in an SME (asset).
* Ability to multitask.
* Recognized for efficiency, resourcefulness, and organizational skills.
* A keen sense of analysis and verification.
* Positive attitude and ideas for improvement.
* Ability to adapt quickly.
* Sense of customer service.
* Ability to establish trust with customers.
* Good negotiation skills.
* Team player.
* Willingness to go above and beyond team needs.
* Ability to develop and maintain good interpersonal relations.
* Excellent technological skills.
* Bilingualism, both spoken and written.
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