Mortgage Credit Analyst
4 days ago
Job Summary
We're looking for a highly skilled Residential Mortgage Underwriter to join our team at Equitable Group. As a key member of our lending department, you'll be responsible for reviewing and evaluating mortgage applications, negotiating terms with brokers, and making sound lending recommendations. If you're passionate about delivering exceptional customer service and driving business growth, we'd love to hear from you
Key Responsibilities
- Review and evaluate mortgage applications, including credit reports, financial statements, and other relevant documentation.
- Negotiate terms with brokers, ensuring that all parties understand the loan agreement and associated risks.
- Make sound lending recommendations, taking into account factors such as creditworthiness, income, employment history, and property value.
- Work closely with colleagues to ensure timely completion of mortgage files and maintain accurate records.
- Stay up-to-date with industry developments, regulatory changes, and best practices in mortgage lending.
Requirements
- Bachelor's degree in a related field (e.g., finance, business, economics).
- Minimum 2 years of experience in residential mortgage lending or a related field.
- Strong analytical and problem-solving skills, with ability to work independently and as part of a team.
- Excellent communication and interpersonal skills, with ability to build strong relationships with customers, brokers, and colleagues.
- Proficiency in MS Office (Word, Excel, PowerPoint) and other relevant software.
What We Offer
- Competitive salary and bonus structure.
- Market-leading RRSP match program.
- Comprehensive medical, dental, vision, life, and disability benefits.
- Employee Share Purchase Plan.
- Generous vacation policy and personal days.
- Annual professional development allowance and comprehensive Career Development program.
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