Credit Risk Expert

1 month ago


Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time
About Us

Societe Generale is a leading global banking and advisory firm, combining wholesale coverage with world-class product, financing, and advisory expertise. Our transversal teams promote the bank's products and services globally, while providing capital raising, financing, and advisory expertise.

Job Description

We are seeking an experienced Credit Risk Expert to join our Credit Portfolio Management Group in New York. As a Credit Analyst, you will be responsible for managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries. Your primary duties will include preparing comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under the supervision of a Senior Credit Analyst.

Key Responsibilities:
  • Preparing high-quality credit applications and annual reviews of corporate counterparties to assess their credit quality, recommending appropriate credit limits, terms, and conditions.
  • Financial statements analysis (P&L, BS, and CF), review of client strategy, business risk, industry dynamics, and competitive environment.
  • Preparing financial projections and determining debt repayment capability as well as ensuring compliance with Societe Generale Credit Policies.
  • Proposing and updating Obligor Risk Ratings.
  • Monitoring compliance with covenants.
  • Reviewing all relevant legal documentation and proposing changes as necessary to comply with SGUS policies.
  • Liaising with other CPM teams, business lines, Bankers, legal & compliance, operations, and Risk department.
Requirements:
  • 8-10 years of experience as a credit analyst in a corporate and investment banking entity or related field.
  • Bachelor's degree from an accredited university.
  • Strong understanding of finance, accounting principles, and commercial and investment banking products.
  • Proficiency using Word for written analysis and Excel for spreadsheet analysis.
What We Offer:
  • $120,000 - $180,000 per year, depending on experience.
  • Minimum of 20 Vacation days + 4 personal days.
  • Supportive Maternity, paternity, parental, and adoption leave policy.
  • Health spending ($2,000/year) and personal spending ($1,000/year) accounts with 75+ eligible reimbursement categories.
  • Fully sponsored virtual healthcare assistance and Employee Assistance Program for you and your immediate family.
  • A culture of continuous development through various training programs.


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