Financial Analyst

2 months ago

Brossard, Quebec, Canada Desjardins Full time
About the Role

As a Financial Analyst at Desjardins, you will contribute to the analysis, guidance, and prevention of risk management operations and activities. You will perform financial analysis of files for the non-retail client segment of moderate complexity, formulate recommendations, and draw up financing packages. You will serve as a resource person for financing files and work closely with colleagues and partners involved in financing files.

Key Responsibilities
  • Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required.
  • Perform variable credit control as needed.
  • Conduct periodic reviews of financing files.
  • Adhere to current policies, practices, and standards as well as to the various laws governing the distribution of financial products and services.
What We Offer
  • Competitive salary and annual bonus.
  • 4 weeks of flexible vacation starting in the first year.
  • Defined benefit pension plan that provides predictable, stable income throughout retirement.
  • Group insurance including telemedicine.
  • Reimbursement of health and wellness expenses and telework equipment.
What You Bring to the Table
  • Bachelor's degree in a related field.
  • A minimum of 2 years of relevant experience.
  • Please note that other combinations of qualifications and relevant experience may be considered.
  • Knowledge of French is required.
  • Ability to perform analyses of the market and the business centre external environment.
  • Ability to perform financial analysis.
  • Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional, and agricultural.
  • Knowledge of products and services for businesses and those offered by caisses, components, and Desjardins distribution networks and those of the competition.
  • Knowledge of financing and credit management practices related to businesses.
  • Understanding of the philosophy and inner workings of a financial services cooperative.
  • Knowledge of policies, legislation, and standards governing the products and services offered by the business centre.
  • Familiarity with government business assistance programs.
  • Knowledge of service standards.
  • Understanding of cooperative and cooperative network values, rules, and operations.

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