Senior Underwriting Consultant

Senior Underwriting Consultant - Large Case

Toronto, ON, Canada

Job Description

Posted Thursday, September 25, 2025 at 4:00 AM

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact—for our clients, our communities, and each other.

Position Title: Senior Underwriting Consultant – Large Case

Reports To: Director, Individual Underwriting

Department: Individual Underwriting
Term: Permanent Full-Time

Work Arrangements: You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.

The Opportunity: At Equitable, our focus is on making a meaningful impact in the lives of Canadians by putting clients at the heart of everything we do. We lead with empathy, act with intention, stay curious, and support one another every step of the way. If you're looking for purpose-driven work in a collaborative and inclusive environment where your voice is heard, and your growth is encouraged we’d love to connectOur Underwriters assess life and critical illness products and contribute to specialized projects in both traditional and data-based underwriting. Join one of the Waterloo Area’s Top Employers for 2025 and Southwestern Ontario’s Top Employers for 2024 and be part of something that matters .

What you will be doing:

- Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors for affluent and high net worth Canadians
- Provide mentorship, training and co-signing to other underwriters
- Consistently maintain a high level of accountability in quality and quantity of work with favourable audit results
- Ensure service standards are met both independently and working collaboratively with other Underwriters to ensure Team success
- Participate in traditional and data-based projects
- Assess claims, rescissions and reinstatements
- Prepare, present and lead development opportunities for our Distribution partners, colleagues, internal and external business partners
- Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification
- Advocate for the continuous enhancement of the profession of underwriting
- Stretching your risk-management skills and contributing to specialized projects in both traditional and data-based underwriting
- Some travel may be required

What you will bring:

- Superior technical knowledge in medical, financial, and non-medical underwriting
- Excellent analytical and problem-solving abilities with a proactive mindset
- Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities
- Owners’ mindset for meeting individual and team goals
- Strong reinsurance relationships with excellent negotiation skills
- Strong communication skills, written and verbal
- Fluency in using data as an underwriting tool or the willingness to learn
- Overall curiosity in all that you do
- College or University degree or equivalent experience
- 5+ years of demonstrated professional experience as a Life and Critical Illness Underwriter with experience in the affluent and high net worth market
- FLMI / FALU / CPU designation(s) or currently working towards them
- Commitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trends
- Good knowledge of MS Office Suite
- Bilingual in English, French, Cantonese, Mandarin is an asset

What’s in it for you:

- A workplace where care, passion, and curiosity aren’t just values, they’re how we work, grow, and succeed together every day.
- A healthy work-life balance with employee wellness top of mind
- Annual bonus program, annual vacation allowance, and company-paid benefits program
- Generous vacation package with one volunteer day to give back to a charity of your choice
- Immediate enrollment in the company’s pension program with employer matching
- Employee resource groups that support an inclusive work environment
- Tuition support and specialized program assistance
- An onsite, full-service cafeteria with a variety of daily options
- Discounts on company products and services, and access to exclusive employee perks
- Regular EQ Together events focused on company togetherness and collaboration

As part of the recruitment process, candidates may be asked to complete an assessment and will be required to undergo background screening, in accordance with company policy.

This position is available due to an existing vacancy.

We are dedicated to inclusive and accessible hiring practices. If you require accommodations or alternative formats, please contact us at careers@equitable.ca .

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