Senior Commercial Credit Manager

A career as a Senior Commercial Credit Manager in the Credit Risk Management team at National Bank means acting as an expert in approving Mid-Market commercial credit. You will maximize the quality of a commercial loan portfolio in line with the Bank's strategy. This job allows you to have a positive impact on the organization by applying your lending expertise and risk acumen to support business growth while safeguarding the Bank’s risk appetite. Your roleAdjudicate credit applications within delegated lending limits and ensure alignment with risk policies and appetite, meeting the business line’s short turnaround times.Support the transition of CWB branch lending into the NBC environment, including coaching first-line teams on credit processes and systems.Monitor and manage portfolio risk, including daily excesses, covenant breaches, and deteriorating credit situations.Act as a subject matter expert for credit policy and technology.Collaborate with business units to provide guidance, influence decisions, and ensure sound credit structuring.Contribute to strategic initiatives and reporting by preparing insights and participating in deep dives or special mandates on credit risk topics.Your team Within the Commercial Credit Risk Management sector, you’ll be part of a dynamic team of credit experts and report to the AVP, Credit Risk Management. Our team stands out for its technical expertise, collaborative spirit, integrity and commitment to excellence. We aim to offer you maximum flexibility to support your quality of life, including a hybrid work environment and adaptable schedules. The Bank values continuous development and internal mobility. Our personalized training programs, based on hands-on learning, help you master your role and explore new areas of expertise. Requirements Bachelor’s degree in Commerce, Finance, Accounting, or a related field5 - 7 years of experience in Mid-Market segment, including underwriting and/or client-facing rolesStrong understanding of credit adjudication and loan structuring across various geographies and industriesProven ability to influence and collaborate with internal partners at various levelsExcellent communication and interpersonal skills, with the ability to coach and influenceSolid analytical, organizational, and decision-making abilitiesLeadership of any new implemented credit initiatives and/or special mandatesIdeal candidate will be in Calgary, Vancouver or EdmontonSoft skills to highlight in your applicationIntegrity and sound judgmentAbility to build strong relationships across teamsAdaptability and openness to changeStrategic thinking and attention to detailAbility to coach and support colleagues through changeInitiative and autonomy in managing prioritiesBe Part of a Bold New Chapter As we transition from Canadian Western Bank (CWB) to National Bank of Canada (NBC), we’re looking for talented individuals to join us on this exciting journey. While you’ll begin your role at a CWB location, you’ll be part of a forward-thinking team preparing for a seamless move to NBC. Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.    * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic    These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.   Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.   We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.     We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates What can you bring to our team?    Come live your ambitions with us