Credit Analyst Ii

**TD Description**

Stay current and competitive. Carve out a career for yourself. Grow with us.

**Department Overview**
- **Credit Analyst II.** You will prepare credit reviews, approve draw requests and have responsibilities for monitoring and control for driving profitable business growth while adhering to TD's credit risk policies. Furthermore, you will:

- Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment on time to meet customer needs
- Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
- Lead all aspects of analysis for an assigned portfolio
- Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies) to increase profitability and enable business growth
- Dedicatedly promote products, sales, services and banking capabilities
- Contribute to business objectives for Operational Excellence
- Integrate the broader organizational context into advice and solutions within own area
- Understand the industry, competition and the factors that differentiate the organization
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and collaboration and ensure timely communication of issues/ points of interest
- Provide thought leadership and industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
- Keep current on emerging trends and developments and grow knowledge of the business, related tools and techniques

**Job Requirements**
- Undergraduate degree and/or over 5 years of relevant experience
- In-depth expertise in own domain and working knowledge of broader related areas
- Proficient in using Windows and MS Office Suite (Word, Excel, PowerPoint and Outlook)
- Strong communications and organizational skills with the ability to multi-task and adapt to change in a dynamic fast-paced environment
- A high-energy individual who can be detail oriented and exercise initiatives with mínimal discretion

**Inclusiveness**

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

**Job Family**
- Commercial Credit Management

**Job Category - Primary**
- Commercial Banking

**Job Category(s)**
- Commercial Banking

**Hours**
- 37.5

**Business Line**
- TD Commercial Banking

**Time Type**
- Full Time

**Employment Type**
- Regular

**Country**
- Canada

**Province/State (Primary)**
- British Columbia

**City (Primary)**
- Nanaimo

**Work Location**
- 5777 Turner Road

**Job Expires**
- 20-Mar-2023