Credit Analyst

2 months ago

Calgary, Canada Dynamic Capital Equipment Finance Full time

**JOB DESCRIPTION**:
As a Credit Analyst, you will perform a vital role in supporting the fast-growing customer base of Dynamic Capital. You will work closely with the Sales Team to gather information and submit credit packages for decisioning with speed and accuracy to provide the best customer experience.

**RESPONSIBILITIES**:

- Credit Underwriting & Submission: Financial statement/ratio analysis, read and understand personal and commercial credit reports, research, and analyze collateral value and secondary market.
- Recommend structure enhancements to adjudication committee.
- Review and monitor changing ‘credit boxes’ to ensure appropriate deal fits.

**EDUCATION AND EXPERIENCE**:

- Completed Bachelor of Commerce/Business Administration or equivalent required, Finance major preferred.
- Minimum 1 year of relevant experience within commercial lending or leasing.
- Experience working in an office/professional setting.
- Demonstrated proficiency in Microsoft Office programs, specifically Word and Excel.
- Demonstrated experience working in high pressure, fast paced environment.
- Knowledge of equipment used in any of Transportation, Oil & Gas, Forestry, Construction, and/or Manufacturing industries considered an asset.

**SKILLS & COMPETENCIES**:

- Firm grasp of financial statement analysis and accounting concepts.
- Strong attention to detail.
- Self-motivated, adaptable, and embracing of change.
- Commitment to building relationships and being accountable to every team member you interact with.
- Excellent analytical, critical thinking, and problem-solving skills with a solution driven attitude.
- Excellent organizational, prioritization and time management skills.
- Excellent communication skills, both verbal and written.

**APPLICATION REQUIREMENTS**:
**Application Requirements**
- Cover Letter*
- Resume*
- Sample Excel assignment to highlight proficiency
- Please combine Cover Letter and Resume into a single PDF file labelled: Name - Credit Analyst - 2023

**ABOUT DYNAMIC CAPITAL**:
Dynamic Capital was built by young, talented, driven individuals who desired the ability to grow beyond the restrictions of more traditional lending institutions. Our team is comprised of experienced, hardworking individuals that have the industry knowledge to ensure our clients are taken care of no matter what their situation. We strive to provide our team members with meaningful and challenging work, an engaging and collaborative environment, recognition for performance, and opportunities for growth and advancement.

**Job Type**:

- Full-time

**Location**:

- Calgary or Kelowna

**Experience**:

- Underwriting: 1 year (preferred)

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