Associate, Financial Restructuring Group, Cna

3 months ago


Toronto, Canada TD Bank Full time

**Work Location**:
Canada

**Hours**:
37.5

**Line of Business**:
Credit Management

**Pay Details**:
**The Financial Restructuring Group, Commercial National Accounts (FRG CNA) within Business Banking is a center of excellence for the Bank where the primary role is assisting financially troubled clients in the CNA segment which consists of the larger commercial clients across all industry sectors. The Associate assists **on the portfolio of FRG CNA clients across Canada. The position works closely with CNA, Mid-Market and Asset Based Lending product partners, and with external professionals including legal counsel, accountants/monitors, receivers and trustees. The Associate reports to the Director, FRG with guidance also afforded by the Associate Director, FRG.**

**The **Associate, **Financial Restructuring Group, CNA **is an exciting entry level opportunity within FRG responsible for monitoring and control, structuring credits and addressing perceived risk. This includes completing necessary due diligence, establishing pricing and terms of credit, and also producing ongoing credit reviews and risk ratings that reflect knowledge of Bank policies and procedures.**

**Working closely with the Director & Associate Director, the position encompasses the following tasks**:

- **Mentor with a team of experts that work with clients and/or the Bank's advisors to restructure credit deals so that Borrowers may remain both viable and long-term customers of the Bank. When not possible, exit relationships and/or realize on assets in order to repay loans in the interest of protecting the Bank's shareholders.**
- **Develop creative solutions to minimize risk and, when possible, provide support and flexibility to the client during the restructuring period.**
- **Protect the Bank's assets by managing/using adequate risk monitoring systems and processes and by evaluating each Borrower's performance as it relates to the assessment and management of credit risk.**
- **Monitor and control the portfolio and provide feedback to the Director on any accounts that are outside assigned limits and conditions.**
- **Assist in the establishment of loan pricing/fees commensurate with the risk profile of the relationship.**
- **Ensure products and services are sold and operate in a compliant manner minimizing the regulatory compliance and operational risk to the Bank.**
- **Understand the market and the industries within the portfolio to ensure value-add service is provided to clients while mitigating risk to the Bank.**
- **Continually deliver exceptional service at every interaction and execute on plans to continuously improve the customer experience.**
- **Participate as a member of the FRG team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/points of interest.**
- **Lead, support, mentor and provide guidance to your team and within your unit.**
- **Actively participate in the performance management process including performance reviews, feedback and coaching sessions.**
- **Seek knowledge both formal and informal in line with PDP objectives.**

**Job Requirements**
- **Undergraduate degree in business or relevant professional designation, and/or a minimum of 5 years of experience as a Credit Analyst or Account Manager in corporate / commercial banking. MBA, CA, CFA would be an asset**
- **Alternatively, experience in corporate finance, corporate restructuring would be an asset.**
- **Strong credit, analytical and problem-solving skills.**
- **Financial modeling experience would be considered advantageous.**
- **Dynamic professional with strong communications and organization skills.**
- **Strong team player, with an ability to work in a cross functional team environment and independently.**
- **Ability to engage in active dialogue with internal and external stakeholders (restructuring professionals, advisors, legal counsel etc.)**

**Who We Are**:
**TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.**

**TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize you



  • Toronto, Canada TD Bank Full time

    **Work Location**: Toronto, Ontario, Canada **Hours**: 37.5 **Line of Business**: Personal & Commercial Banking **Pay Details**: $108,800 - $163,200 CAD **Department Overview**: Commercial National Accounts (CNA) is TD's upper mid-market specialized lending team which covers large privately held businesses and small corporates, across all industries on a...


  • Toronto, Canada McMillan LLP Full time

    **(2 to 4 Years Experience)** McMillan LLP, one of Canada’s leading business law firms, is currently seeking an associate to join its National Restructuring & Insolvency Group in its Toronto office. McMillan LLP’s Restructuring & Insolvency Group is internationally recognized as one of Canada’s leading business insolvency groups, providing innovative...


  • Toronto, Canada McMillan LLP Full time

    **(2 Years Experience)** McMillan LLP, one of Canada’s leading business law firms, is currently seeking an associate to join its National Restructuring & Insolvency Group in its Toronto office. McMillan LLP’s Restructuring & Insolvency Group is internationally recognized as one of Canada’s leading business insolvency groups, providing innovative and...


  • Toronto, Canada Fuller Landau Full time

    **Job Title**: Associate (junior to senior level), Restructuring and Insolvency Group **Location**: Toronto Office, Hybrid **Join Fuller Landau**: You’ll be part of a collaborative team that supports your success and welcomes your ideas and ambition. Our professional commitment is also personal. **Your opportunity** The Restructuring and Insolvency...


  • Toronto, Canada TD Bank Full time

    **Work Location**: Canada **Hours**: 37.5 **Line of Business**: Credit Management **Pay Details**: **Department Overview** **The Commercial National Accounts ("CNA") team operates within TD Business Banking and provides dedicated relationship coverage to the larger commercial clients across all industry sectors. This client base is primarily designated...


  • Old Toronto, Canada CNA Full time

    Job TitleFull-time Senior Financial AnalystAbout the RoleWe are seeking a highly skilled Lead Reinsurance Financial Specialist to join our Finance team. This is a full-time position that offers a competitive salary and excellent benefits.Key ResponsibilitiesAccounting, reporting, analysis, and administration duties related to reinsurance contracts held by...


  • Toronto, Canada Grant Thornton Full time

    **Who we are** You know those big cities that still feel like small towns? Where everyone’s friendly and helps each other out? That’s like Grant Thornton. Except here we’re all professionals and there isn’t a mayor or a general store. What we’re trying to say is that we’re a large and growing professional services firm that still feels like a...


  • Toronto, Canada Grant Thornton Full time

    **Who we are** You know those big cities that still feel like small towns? Where everyone’s friendly and helps each other out? That’s like Grant Thornton. Except here we’re all professionals and there isn’t a mayor or a general store. What we’re trying to say is that we’re a large and growing professional services firm that still feels like a...


  • Old Toronto, Canada CNA Full time

    Underwriting Manager, Management Liability and Financial InstitutionsApply locations Toronto, ON, CAN time type Full time posted on Posted 2 Days Ago job requisition id R-4928You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are...


  • Toronto, Canada Doane Grant Thornton Full time

    **Who we are** You know those big cities that still feel like small towns? Where everyone’s friendly and helps each other out? That’s like Doane Grant Thornton. Except here we’re all professionals and there isn’t a mayor or a general store. What we’re trying to say is that we’re a large and growing professional services firm that still feels like...


  • Toronto, Canada CNA Full time

    JOB DESCRIPTION : ESSENTIAL DUTIES & RESPONSIBILITIES: Prepare monthly production, rate & retention reports and monthly financial analysis pack with supporting variance analysis Assist the business in the preparation of the quarterly business performance review Execution of the annual Plan using Workday Adaptive Planning to produce the Canadian P&L...


  • Toronto, Canada CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: At CNA, we are committed to providing equal...


  • Toronto, Canada BMO Financial Group Full time

    100 King Street West Toronto Ontario,M5X 1A1 **About BMO Capital Partners** Established in 1998, BMO Capital Partners is an evergreen investment fund with $1.6 billion of committed capital from BMO. We support the North American middle-market through commitments in private equity funds across buyout, growth equity and venture capital strategies and through...


  • Old Toronto, Canada CNA Canada Full time

    Underwriting Manager, Management Liability and Financial InstitutionsApply locations: Toronto, ON, CANTime type: Full timePosted on: Posted 2 Days AgoJob requisition id: R-4928You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are...


  • Toronto, Canada CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. Officer position responsible for providing overall underwriting...


  • Old Toronto, Canada CNA Full time

    Senior Underwriter, Specialty Programs Apply to locations: Toronto, ON, CAN Time type: Full time Posted on: Posted 2 Days Ago Job requisition id: R-4723 You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something...


  • Toronto, Canada Osler, Hoskin & Harcourt LLP OSLER Full time

    Are you ready to take your next step in your legal career? Do you have relevant experience with insolvency and restructuring law? Join Osler’s industry leading Insolvency & Restructuring Group, in our Toronto office, to work alongside a _Chambers Canada_ Band 1 ranked team, using a multi-disciplinary approach to deliver innovative and integrated solutions...


  • Old Toronto, Canada CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.Individual contributor responsible for leading and managing numerous...


  • Old Toronto, Canada The Heller Group Full time

    An exceptional opportunity has arisen for a skilled insolvency and restructuring specialist to join the well-established team of an international firm.The ideal candidate will have 3-5 years of experience in commercial bankruptcies, receiverships, and formal and informal debt restructurings.This is an excellent chance to work on both domestic and...


  • Toronto, Canada MNP Full time

    Job Details Description Inspirational, innovative and entrepreneurial - this is how we describe our empowered teams. Combine your passion with purpose and join a culture that is thriving in the face of change.  Make an impact with our Recovery & Restructuring team as a Consultant. This diverse team of professionals assists lenders and debtors...