Commercial Analyst

**Why Meridian?**
- At Meridian _our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are_.

Find our story here: About Meridian

**Our Business Banking Practice**:
At Meridian, our vision is to be recognized as the financial institution that has the most local impact, supported by a purpose-driven Value Proposition to our Members.

We take the time to get to know our Members' business, anticipate their needs and provide customized solutions. After all, our obligations are to our Members, not shareholders, and we take to heart the best interests of our Members and communities we serve We're passionate about what we can do for their business and we’re empowered to leverage our local autonomy to meet their unique needs.

In addition to building customized solutions for business, we offer full service commercial banking solutions, including a wide selection of daily banking products, complementary lending services, cash management solutions, as well as insurance and investments.

**As Commercial Analyst, you will**:
be responsible for assisting our Relationship Managers, Commercial Services through direct member contact. You will be a part of our team to grow the size and profitability of the commercial book while minimizing loan risk and maximizing product penetration. You enjoy a fast-paced exciting environment with a commitment to achieving results.

Supporting our Relationship Managers, Commercial Services through analysis of financial and account operating data and recommending appropriate courses of action for credit related matters.
- Understanding member needs after discussions with the Relationship Manager and being capable of independently writing a lending proposal detaining both the financial and non-financial parameters important to decision making.
- Managing many of the routine account operating issues encountered by our commercial members, anticipating/recognizing members’ needs, and proactively making product and service recommendations.
- Liaising with other MCU staff and outside product/service suppliers to meet the needs of our members.
- Establishing personal goals and action plans to support the Business Banking Centre and Retail branch business objectives, with some community involvement required.
- Demonstrating an ongoing willingness to assume higher degrees of accountability and responsibility, leading to assumption of a position as a Relationship Manager, Commercial Services.
- Actively monitors and manages the profitability of Meridian’s relationship with a member in order to retain and maintain business.
- Keeps abreast of changes within diverse industry sectors and proactively identifies opportunities to improve the growth and development of the assigned portfolio by analyzing member needs, trends, and competitor offerings.

**How You Will Succeed**:

- Demonstrates organizational values through leadership and personal behaviors.
- Post-secondary education or related job training, with detailed knowledge of financial accounting and lending principles.
- Strong personal commitment to professional development.
- Good knowledge of banking system and business account operating procedures.
- Excellent communication/presentation, interpersonal and team skills.
- Ability to work independently with confidence and strong commitment to member service.
- Willingness to work flexible hours, and train both on/off the job to improve general business and lending skills.
- Demonstrates a high capacity for increasingly complex workloads.

**Join us Our team works in a hybrid environment at BBC 100 - St. Catharines, 75 Corporate Drive**
- _
- Meridian has a remote work policy that allows flexibility for employees to work remotely but also requires regular time in the office for purposeful meetings to collaborate, innovate and build effective relationships with your team, your colleagues and your leader which is very important to us._

**What's in it for you?**
- We have an inclusive and collaborative working environment that encourages creativity, curiosity, and celebrates success
- You'll get to work with and learn from diverse industry leaders, who have hailed from top organizations around the world
- Hybrid work arrangements with in-person office time to collaborate, innovate and build relationships with your colleagues
- This isn't your typical "corporate" job. We work hard and we have fun

**Our Story**:
Meridian is Ontario’s largest credit union, and second largest in Canada, helping to grow the lives of our more than 360,000 Members. Meridian has more than 75 years of banking history and is 100% owned by its members. With 89 retail branches and 15 Business Banking Centers across Ontario and $ 30B in assets under management, Meridian offers a full range of financial products and services to its retail, business banking and wealth members