Mortgage Renewal Analyst
1 day ago
PHL Capital Corp. (PHL), based in Surrey, is a leading provider of real estate investment and credit products in British Columbia. Since 2006, we have earned a reputation for excellence, transparency, and value through strong relationships, effective risk management, and core values of trust, exceptional service, and industry leadership. We are growing rapidly and are seeking talented, passionate individuals to join our dynamic team. At PHL, you will collaborate with a dedicated and fun group committed to supporting each other and delivering high-quality products. If you are eager to make a meaningful impact, we want to hear from you
**What we do**
PHL Capital is a Canadian mortgage investment corporation (MIC) specializing in alternative lending solutions. We provide tailored mortgage products for borrowers who may not qualify for traditional financing. Partnering with mortgage brokers and investors, we offer reliable, transparent, and flexible options, focusing on strong relationships, market expertise, and ethical lending practices.
**Position Overview**
**Why join PHL**
At PHL, we pride ourselves in having an exceptional culture and dedicated team. We do our best to take care of our staff through:
- Starting salary of $55,000 to $65,000 per annum & bonus
- Three-weeks vacation & flexibility to work from home one day/week
- Generous benefit plan and RRSP matching
- Lively company celebrations and events throughout the year
- On-site gym, free parking, and close to transit
- A culture committed to investing in your development and providing learning opportunities
**Key Responsibilities**:
- Manage all mortgage maturities and renewals, ensuring they are either renewed, paid out or refinanced;
- Assist fellow renewal analysts in broker communication and underwriting renewal administration;
- Prepare, organize, and categorize mortgage files in preparation for reviews by directors, banks, and auditors;
- Follow-up on late payments and outstanding mortgage documentation for both new deals and renewals;
- Foster relationships with mortgage brokers and brokerages;
- Ensure that all work is handled in full compliance within company and provincial guidelines and standards;
- Other tasks and responsibilities as required, as we are a small team of 30 and everyone pitches in to help the overall office and team.
**Requirements**:
- 1-3 years' experience in mortgage financing, lending, banking, credit unions or real estate is considered a strong asset;
- Post-Secondary education with an emphasis on business administration, finance or equivalent;
- Must have (or be willing to obtain) BC Mortgage Broker Course within first three months;
- Ability to thrive in a high-volume, fast-paced work environment. Our company values a strong work ethic and a commitment to delivering results while maintaining a positive and collaborative atmosphere;
- Excellent interpersonal skills, with the ability to connect and build relationships with various individuals inside and outside the organization;
- Exceptional written and verbal communication skills;
- Outstanding organizational skills and attention to accuracy and detail;
- Ability to multitask and prioritize time-sensitive matters;
- Proficient in Google Workspace and Microsoft Excel;
- Experience using Mortgage Automator is considered an asset;
- Experience with conveyancing is considered an asset.
We look forward to hearing from you
**Agencies**: We appreciate your offer to help, but we do not require support in filling this position.
Pay: $55,000.00-$65,000.00 per year
Additional pay:
- Bonus pay
**Benefits**:
- Company events
- Dental care
- Employee assistance program
- Extended health care
- Life insurance
- On-site gym
- On-site parking
- RRSP match
- Vision care
- Work from home
Schedule:
- Monday to Friday
Application question(s):
- Please tell us why you are excited about this role at PHL
- This role has a starting salary of $55,000 - $65,000, plus bonus, benefits and RRSP matching. Please share your desired base salary or total annualized income.
**Education**:
- Secondary School (preferred)
**Experience**:
- mortgage broker, lending, banking or credit union: 1 year (required)
Licence/Certification:
- Mortgage Broker Certification (preferred)
Work Location: In person
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