Mortgage Underwriter/agent

J**About the Company**:
The BridgGroup of Companies (TBGOC) is the home of all your financial needs We have been in business for over 20 years and provide an exceptional array of financial services. We aim to ensure that our team experiences personal growth in their careers at TBGOC by offering training and development opportunities. We are an award-winning company that is rapidly growing in the financial world.

Our mission is to change lives one client at a time and to be the home of all your financial needs

Are you a seasoned Mortgage Underwriter/Agent professional who is not afraid to pick up the phone and make amazing things happen Can you tackle detailed document review and engage with mortgage brokers, borrowers and solicitors with professionalism and tact? Are you well organized, very efficient, extremely resourceful, have an adaptable and positive helpful attitude? Then you could be the right fit for the role

**Position**: Mortgage Underwriter/Agent

**Compensation**: $50,000 - $60,000

**Expected Start date** As soon as possible

**Benefits**:

- 10 Days Paid Vacation Days/Lieu Time
- 3 Paid Employee Emergency Flex Days
- Quarterly Bonuses
- Group Benefits
- Ongoing Professional Development
- Employee Social Events
- Complimentary Monthly Friday Lunch
- Daily Snacks and Beverages
- Time off For Birthdays & Employee of the Month
- Summer Hours (Fridays only in July / August)

**Responsibilities**:

- Responsible for issuing mortgage commitments to brokers & agents
- Must ensure all lender conditions are met & satisfied and documentation is complete and all deals are closed in a timely manner by achieving broker complete
- Responsible for creating Solicitor's Instructions and ensuring lawyer has completed legal compliance
- Responsible for completing In-House Compliance on all mortgage closings
- Has experience with handling legal documents to ensure all conditions are satisfied and documentation is complete
- Responsible for sending out weekly reports, track & maintain mortgage records and monthly audit
- Responsible for completing all lending projects as needed & Liaison with client’s mortgage agents, RE Acquisition team, lawyers, appraisal companies, creditors, and in-house debt settler to ensure all mortgage files are closed efficiently and within required deadline.
- Responsible for liaising with private investors in respect to producing investment summaries
- Responsible for keeping all physical & virtual files organized and up to date at all times including CRM notes and share drive files
- Must work closely with all 3rd party associates and affiliates in a timely and professional manner to ensure divisions runs smoothly in respect to deadlines
- Responsible for all post administration of mortgage/lending files but not limited to deposits, Renewals, Non-Renewals, Payouts, Tax Payments, mortgage discharges, collections calls, etc.
- Assist in yearly audit
- Complete Mortgage document collection
- Complete data entry and/or make sales calls as required
- Other duties/tasks assigned

**Qualifications**:

- Minimum 2+ Years’ experience in a mortgage analyst or underwriting role or lending industry **is mandatory**:

- **Must be able to read, understand and create legal lending documents such as; Mortgage Commitment, Solicitor Instructions, Mortgage Renewals, Discharge Statements & Demand Letters**:

- Must be able to make daily, prompt phone calls to respective key individuals in addition to collection calls
- Must have 1 or all of the following experience: Mortgage Underwriting, Mortgage Agent/Broker, Lending Underwriting, Funder and/ or Closer
- Minimum College Diploma /University Degree
- Experience in Sales, Real Estate, Investing will be considered an asset
- Experience working with Brokerage /Private Lending Company Sectors will be considered an asset
- Mortgage Agent Level 1 or 2 License required
- Must have excellent technology skills and advanced in using all Microsoft Suite Software's including, MS Word, MS PowerPoint and MS Excel, Outlook, Google Chrome, etc.
- Must have excellent auditing, financials, and decision makings skills
- Knowledge of financial services industry regulations and guidelines
- Strong mathematical aptitude for analyzing financial data and performing calculations
- Detail-oriented with strong data analysis skills.
- Conducts oneself in a highly professional manner and operates with a high degree of discretion and confidentiality
- Min Typing speed of 50/words required
- Mandatory attendance in Company Annual Events

**Work Schedule**:

- Monday to Friday from 9:00 AM to 5:30 PM
- Work Remotely: No

Pay: $50,000.00-$60,000.00 per year

**Benefits**:

- Company events
- Dental care
- Discounted or free food
- Extended health care
- Life insurance
- On-site parking
- Vision care

Supplemental pay types:

- Bonus pay

**Experience**:

- underwriting: 2 years (required)

Work Location: In person