Mobile Mortgage Specialist

2 weeks ago

Mississauga, Canada TD Bank Full time

Work Location:
Mississauga, Ontario, Canada

Hours:
37.5

Line of Business:
Personal & Commercial Banking

Pay Details:
**Job Description**:
The Mobile Mortgage Specialist (MMS) is accountable to provide service / sales support and expert advice on RESL products to new and prospective customers.

Contributes to the growth of the business by developing and deepening new and existing relationships through external networks.

SHAREHOLDER- Contribute toward the achievement of sales and business development objectives by meeting or exceeding individual monthly sales targets of home financing products, investments and services- Proactively promote TD’s image within the business community through participation and leadership in community business groups, professional networking events, initiatives, fundraisers, etc.- Support the development and implementation of reporting and processes in a compliant manner, adhering to guidelines established by business unit leadership, internal and external advisors, Audit, Risk, OSFI, and other governing bodies- Understand the market and/or mortgage lending industry within portfolio, to ensure value-added reporting and analysis is provided to your team and partners while mitigating risk to the Bank- Consistently exercise discretion in managing correspondence, information and all matters of confidentiality- Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk activities as necessary- Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exist- Adhere to internal policies/procedures and applicable regulatory guidelines and keep abreast of emerging issues, trends and evolving regulatory requirements and assess potential impacts- Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite- Complete all compliance training and attestations within required timelines- Be knowledgeable of and comply with Bank and Industry Codes of Conduct

EMPLOYEE / TEAM- Participate fully as a member of the team, promote service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest- Support the team by continuously enhancing knowledge/ expertise in own area and participate in knowledge transfer within the team and business unit- Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques- Actively participate in the performance management process in support of own personal and professional development objectives, including coaching sessions- Contribute to a fair and positive working environment that supports a diverse workforce- Participate in team meetings, employee surveys, action planning, and training sessions- Contribute to the success of the team by willingly assisting others in the completion of assigned duties, provide training, coaching and/or guidance as appropriate.- Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH:
- Professional role with a focus on providing business development, customer relationship management and/ or sales advisory support within their own area of specialty- Specialized knowledge and understanding of all types of RESL products i.e. mortgages and Flex Lines, services, features and be able to provide expertise on both traditional and specialized deals- Understands key business and customer drivers and processes in the context of own work- Sound knowledge of assigned customers needs, the competitive landscape and broader market factors- Coordinates activities and timelines across multiple teams to ensure customer needs are met- Executes a moderately complex sales or account management process, focusing on features selling and customer data gathering- Investigates and analyzes possible alternative solutions and approaches based on documentation of the customer fact pattern- Impacts sales achievement of their own and related teams- Simplifies information to customers, clarifies unique situations and leads coordination of information to ensure service and standards are met- Work performed under management guidance and supervision- May identify and contribute to problem resolution- Generally reports to a District Manager

EXPERIENCE AND / OR EDUCATION- Undergraduate degree or community college diploma- Minimum 3 years of experience working directly in a client facing, sales or relationship focused role- Product Knowledge in Real Estate Secured Lending (RESL)

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues brin

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