Mortgage Underwriter

Key Responsibilities:

- Verify applicant information, including income, assets, debts, and employment history, to ensure accuracy and compliance with lending guidelines.
- Evaluate property appraisals, title reports, and insurance documents to assess property value and collateral adequacy.
- Make informed decisions on loan approvals, denials, or conditional approvals based on established underwriting criteria and risk assessment.
- Communicate effectively with loan officers, processors, and other stakeholders, providing guidance and explanations
- Submit deals to mortgage lenders, ensuring all required documentation is complete and accurate.
- Stay current with industry regulations, underwriting guidelines, and market trends to ensure compliance and mitigate risk.

Qualifications:

- Minimum of [2] years of experience in mortgage underwriting or related financial analysis role.
- Strong knowledge of mortgage industry regulations, underwriting guidelines, and loan products.
- Excellent analytical skills with the ability to interpret complex financial data and make sound underwriting decisions.
- Proficiency in using underwriting software, loan origination systems, and Microsoft Office Suite.
- Strong attention to detail, organizational skills, and ability to manage multiple priorities in a fast-paced environment.
- Effective communication and interpersonal skills, with the ability to collaborate with team members and clients from diverse backgrounds.
- Speaking in Tagalog an Asset

**Salary**: $50,000.00-$60,000.00 per year

**Benefits**:

- Company events
- Work from home

Flexible Language Requirement:

- French not required

Schedule:

- Monday to Friday

Supplemental pay types:

- Commission pay

**Experience**:

- underwriting: 2 years (required)

Work Location: In person

Expected start date: 2024-04-01