Credit Analyst, Business Banking

3 days ago

Laval, Canada BMO Financial Group Full time

Address:
3225 St-Martin Ouest Blvd

Job Family Group:
Commercial Sales & Service

Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios to assess the business entity’s overall financial health and credit risk using discretionary authority within prescribed limits. Makes credit decisions or provides timely advice to the business banking relationship manager for action in compliance with internal controls and audit, regulatory, and Bank policies and procedures.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
- Helps determine business priorities and best sequence for execution of business/group strategy.
- Conducts independent analysis and assessment to resolve strategic issues.
- Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
- Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
- Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives.
- Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels.
- Provides input into the planning and implementation of operational programs.
- Executes work to deliver timely, accurate, and efficient service.
- Develops risk profiles, credit structuring of lending proposals, and completes credit investigations.
- Responds to inquiries and resolves issues raised through audits and quality checks to adequately document lending decisions.
- Builds effective relationships with internal/external stakeholders.
- Ensures alignment between stakeholders.
- Integrates information from multiple sources to enable more efficient processes, enhance analysis, and/or streamline reporting.
- Designs and produces regular and ad-hoc reports, and dashboards.
- Monitors and tracks performance and addresses any issues.
- Follows security and safeguarding procedures and applies due diligence in accordance with Bank’s policies and ethical standards for the prevention of loss due to fraud, robbery, counterfeiting, money laundering, or defalcation.
- Adheres to business banking lending processes, policies, procedures, legal, regulatory, audit, and ethical requirements.
- Maintains the confidentiality of customer and Bank information in compliance with Bank policies and procedures.
- Identifies risks and takes appropriate actions, including all documentation and other regulatory requirements to maintain operational integrity.
- Liaises between clients and various departments across the organization to discuss issues and procedures, and provide product support and expertise.
- Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Works independently on a range of complex tasks, which may include unique situations.
- Broader work or accountabilities may be assigned as needed. **Qualifications**:

- Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
- Advanced understanding of business banking products, lending process and directives, credit risk policies and standards, supporting processes, applicable legal and regulatory requirements, and Bank policies.
- Strong knowledge of credit qualification and adjudication standards, policies, and procedures.
- Technical proficiency gained through education and/or business experience.
- Verbal & written communication skills - In-depth.
- Collaboration & team skills - In-depth.
- Analytical and problem solving skills - In-depth.
- Influence skills - In-depth.
- Data driven decision making - In-depth.

**We’re here to help**

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broade

  • Cibc - Credit Analyst, Commercial Banking

    8 months ago

    Laval, Canada CIBC Full time

    We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...

  • Customer Service Officer, Td Commercial Banking

    6 months ago

    Laval, Canada TD Bank Full time

    **Customer Service Officer, TD Commercial Banking**: - 417496BR **Job Category - Primary** - Commercial Banking **Work Location** - 655 Promenade du Centropolis **Employment Type** - Regular **City** - Laval **Time Type** - Full Time **Province/State** - Quebec **Hours** - 37.5 **Workplace Model** - Hybrid **Pay Details** **Department Overview** -...

  • Banking Conciliation Analyst

    1 day ago

    Laval, Canada Couche-Tard Full time

    **JOIN OUR TEAM** Our mission is simple: we make journeys easier and more enjoyable for our customers. We want to lift their spirits by delivering little boosts along the way. We care about our people and our communities, and we look for ways to uplift people first. Wherever your journey’s going, we can help you get there. **Banking Conciliation...

  • Banking Conciliation Analyst

    1 day ago

    Laval, Canada Couche Tard Full time

    **JOIN OUR TEAM** Our mission is simple: we make journeys easier and more enjoyable for our customers. We want to lift their spirits by delivering little boosts along the way.  We care about our people and our communities, and we look for ways to uplift people first. Wherever your journey’s going, we can help you get there.  **Banking Conciliation...

  • Business Banking Associate

    7 months ago

    Laval, Canada TD Bank Full time

    **Business Banking Associate**: - 431579BR **Job Category - Primary** - Commercial Banking **Work Location** - 655 Promenade du Centropolis **Employment Type** - Regular **City** - Laval **Time Type** - Full Time **Province/State** - Quebec **Hours** - 37.5 **Workplace Model** - Hybrid **Pay Details** **Department Overview** - TD Commercial...

  • Credit Funder

    7 months ago

    Laval, Canada BMO Financial Group Full time

    3225 St-Martin Ouest Blvd Laval Quebec,H7T 1S2 Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with...

  • Credit Funder

    7 months ago

    Laval, Canada BMO Financial Group Full time

    3225 St-Martin Ouest Blvd Laval Quebec,H7T 1S2 Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with...

  • Investment Banking Analyst

    4 weeks ago

    Laval, Canada Scotiabank Full time

    Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.As a Senior Investment & Personal Banking Specialist, you are customer-centric and able to connect with people in a relatable way. As an essential member of the Canadian Banking Branch network, your focus is to provide exceptional service throughout the...

  • Client Relationship Manager, Commercial Banking

    3 months ago

    Laval, Canada Scotiabank Full time

    Requisition ID: 205687 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **About the role**: The Client Relationship Manager (CRM) contributes to the overall success of the Commercial Bank in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s...

  • Bilingual Credit and Collection Analyst

    7 months ago

    Laval, Canada Strongco Full time

    **Province**: Quebec **Branch**: Laval **Employment Type**: Full Time **Number of Positions**:1 **SUMMARY** Reporting to the Director, Shared Financial Services, the Bilingual Credit and Collections Analyst will be responsible for the management and collections of approximately 500 commercial accounts. **DUTIES AND RESPONSIBILITIES** - Planning of...

  • Personal Banking Associate

    7 months ago

    Laval, Canada BMO Financial Group Full time

    2040-2042 boul des Laurentides Laval Quebec,H7M 2R5 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and...

  • Personal Banking Associate

    2 days ago

    Laval, Canada BMO Financial Group Full time

    2-4 Place Laval Laval Quebec,H7N 5N6 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall...

  • Personal Banking Associate

    7 months ago

    Laval, Canada BMO Financial Group Full time

    23 boul Samson Laval Quebec,H7X 3S5 langues parlées et écrites: francais et anglais obligatoire Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to...

  • Personal Banking Associate

    7 months ago

    Laval, Canada BMO Financial Group Full time

    957 boulevard d'Auteuil Laval Quebec,H7E 5J7 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve...

  • Personal Banking Associate

    4 months ago

    Laval, Canada BMO Financial Group Full time

    23 boul Samson Laval Quebec,H7X 3S5 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall...

  • Personal Banking Associate

    4 months ago

    Laval, Canada BMO Financial Group Full time

    333 boul Cure Labelle Laval Quebec,H7L 2Z9 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve...

  • Personal Banking Associate

    7 months ago

    Laval, Canada BMO Financial Group Full time

    23 boul Samson Laval Quebec,H7X 3S5 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall...

  • Personal Banking Associate

    7 months ago

    Laval, Canada BMO Financial Group Full time

    957 boulevard d'Auteuil Laval Quebec,H7E 5J7 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve...

  • Banking Professional

    4 weeks ago

    Laval, Quebec, Canada National Bank Full time

    Job Overview:National Bank seeks an experienced Banking Advisor to join our team. This role offers a versatile and varied career path with opportunities for growth and development.About the Role:As a Banking Advisor, you will be responsible for providing exceptional client service, building lasting relationships, and offering personalized banking...

  • Banking Advisor

    8 months ago

    Laval, Canada National Bank of Canada Full time

    **- *Attention* - ** A career as a Banking Advisor at National Bank is a versatile and varied role that allows you to live your ambitions and have a positive impact on your own life as well as the lives of your clients and colleagues. You’ll adopt a friendly approach, listen actively and offer a people-centric experience for branch clients. **Your...