2024 Fall - Grm, Personal Lending Pm&cs Intern (4

2 weeks ago


Toronto, Canada Royal Bank of Canada Full time

**Job Summary**

Participates in and supports the management of the Personal Lending portfolio health through strategy reviews / report-backs and increases portfolio profitability through strategy re-designs.

This role gives the incumbent the opportunity to build on the following skills and attributes: cross-functional mindset, understanding of consumer behaviour and RBC risk appetite, adaptability to the dynamic credit environment, and insight-generation through in-depth portfolio analytics.

**What is the opportunity?**

**What will you do?**
- Enhance portfolio insight and management decision-making through the use of leading edge methodologies and tools to measure the current health of the portfolio and to discover opportunities, trends, and anomalies.
- Provide concise and insightful analytical support to matters relating to acquisitions and account management of personal lending products.
- Support credit strategy development and the monitoring of strategy outcomes. The incumbent will need to recognize credit trends, determine strategy effectiveness, and provide recommendations for further enhancements.

**What do you need to succeed?**

**Must Have**
- Currently enrolled in a post-secondary institution in a quantitative field of study (e.g., statistics, economics, business, computer science, math)
- Experience with data manipulation and analytics packages such as SAS, Teradata, Tableau, Python etc.
- Analytical and problem solving skills including understanding of credit risk fundamentals and financial modelling

**Nice-to-have**
- Experience developing risk, pricing and/or profitability models
- Strong interpersonal, communication and presentation skills, with the ability to articulate a compelling business case to senior management

**What’s in it for you?**

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- Network and build lasting relationships with students from diverse backgrounds from across Canada
- Participate in fun events and gamification challenges to help build your career tool kit while enjoying a work-life balance
- Leaders who support your development through coaching and learning opportunities
- Work in a dynamic, collaborative, progressive and highly performing team
- Ability to make a difference and lasting impact
- Enjoy a comfortable work environment with the option to dress casually

**Please note**: This posting is for a 4-months Fall 2024 Student placement with a start date of September 2024, and end date of December 2024. In order to be eligible for this 4-months Student position, you must either:

- Be returning back to school after the work term end-date of December 2024 ; or
- If you are not returning back to school (i.e. are graduating in December 2024), you must require the full 4-months work term as a mandatory component to in order to graduate successfully.

ET24

**Job Skills**

Communication, Computer Literacy, Detail-Oriented, Interpersonal Relationships, Listening Effectively, Personal Development, Taking Initiative

**Additional Job Details**

**Address**:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

**City**:
TORONTO

**Country**:
Canada

**Work hours/week**:
37.5

**Employment Type**:
Full time

**Platform**:
GROUP RISK MANAGEMENT

**Job Type**:
Student/Coop (Fixed Term)

**Pay Type**:
Salaried

**Posted Date**:
2024-05-13

**Application Deadline**:
2024-06-03

**I**nclusion** and Equal Opportunity Employment**

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

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