Workout and Litigation Specialist

By joining Mitsubishi HC Capital Canada, you will be part of an exceptional team offering flexible and adaptative commercial Equipment Financing solutions to Canadian businesses. Whether it’s leasing, factoring, inventory finance or asset-based lending, our teams are dedicated to offer the best service to our customers.

In 2021, our company was awarded by Waterstone’s “Canada’s Most Admired Culture”. Our collaborative culture, empowerment, employee’s development, open-mindedness and respectful work-environment were success factors

With a specialized team for sustainable development and a committee focusing on giving back to the community, we strive to make a difference in societal improvement.

**About the Workout and Litigation Specialist position**:
The Workout and Litigation Specialist is responsible for complex delinquent files and recommending actions to be taken, collaborate with lawyers and trustees.
- Develop and implement effective workout and collection strategies to address debtor challenges and outstanding debt.
- Review and analyze customer accounts, identifying deficiencies, negotiating payment arrangements, and approving write-offs or repossessions when necessary.
- Identify irregularities and review them with the appropriate departments for resolution.
- Collaborate with lawyers, paralegals, skip tracers, collection agencies, and other external partner to maximize debt recovery.
- Sign affidavits, attend court proceedings/trials when necessary.
- Monitor costs of litigation files, approve invoices, and provide input of financial projections and potential losses of litigation accounts.
- Handle bankruptcy, insolvency, and personal injury lawsuits.
- Remain informed of legislative procedural training regarding debt collection and implement collection policies and procedures.
- Work closely with the Credit Service department and other business units such as Sales, Asset Management, Customer Support, and Operations to ensure customer service satisfaction, and collaborate on cross-functional projects and initiatives.

**The profile we are looking for**:

- Bachelor's degree in finance, business administration, law, or a related field (or equivalent experience).
- Proven experience in workout management, collections, or a similar role, preferably in the leasing or financial industry.
- Knowledge of relevant laws, regulations, and industry best practices.
- Communication, negotiation, and conflict resolution skills.
- Ability to work under pressure and manage multiple priorities.
- Bilingual required (French, English) and experience working with files in Ontario and Quebec.
- CIRP designation is an asset.

**What we have to offer**:

- Full time position
- Hybrid work environment (working from home and the office) with options to work from offices in Burlington, Montreal or Laval
- Compensation plan including bonus based on your individual performance as well as the Company’s results
- Competitive benefits package including:

- Vacation, sick and personal days given on day one
- Collective insurance including long-term disability, life insurance, medical, dental and vision care as well as virtual healthcare
- RRSP
- Range of wellness initiatives including Employee and Family Assistance Program and virtual health and development platforms
- Professional growth opportunities through our internal postings and online learning platform

We would like to thank all applicants in advance. Should you be selected for an interview, you will be contacted directly. Mitsubishi HC Capital Canada values diversity and is committed to accessibility. Should you require accommodation due to disability, please notify the Human Resources Recruiter.
- The use of the masculine is a default reference and includes all potential applicants_