Underwriter

Laval- Real estate & facilitiesFull Time- 26559- 01 August 2023**Laurentian Bank. Seeing beyond numbers**

**Building a better and different financial institution**

Financial Benefits

Working Environment

Commuting and Travelling

Food and Drinks

Nice to have

Financial Benefits

Pension plan

Group Insurance

Stock purchase program

Mortgage, Line of Credit, Personal Loan,...at low interest rates

Incentive compensation

***
**Seeing beyond numbers**
**TM**

At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 3,000 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.
This role sits within Laurentian Bank
As a member of the Business Services team, the incumbent will be asked to assimilate the knowledge required for understanding, preparing, and drafting commercial credit files. He/she will assist the Senior Manager in managing finance portfolio risk. By participating in business model analysis, financial analysis, risk analysis and guarantee assessments, the incumbent will serve as a key resource for the Account Manager, Business Development, and his/her Assistant Vice President. The Underwriter, will have to complete the following tasks:

- #LI-Hybrid
- #LI-KAB

**Responsibilities**
- Complete the underwriting of new transactions and conduct annual reviews of files and amendments within the prescribed deadlines.
- Enter the client's financial statements and financial projections in the risk rating calculator.
- Perform financial analyses based on financial statements and financial projections, perform sensitivity analyses, and make comparisons with industry standards for this business segment.
- Identify and analyze risks associated with client activities.
- Follow up on irregularities in client portfolios.
- Follow up on the implementation of securities in accordance with credit authorization conditions.
- Participate in meetings and conference calls with clients.
- Be involved in the integrity and compliance processes (Code of Conduct, internal policies).
- Perform the work according to the practices, policies, and specific goals, while complying with current legislation and the Bank's policies, programs, and processes.

**Qualifications**
- University education in a relevant field and at least three to five years of experience
- Superior writing skills
- Ability to work in a team environment; a positive attitude
- Intellectual curiosity and critical thinking skills
- Strong interest in finance and good analytical skills
- Knowledge of the Office suite
- Good spoken and written communication skills, English an asset

**Diversity & Inclusion**

**Accessibility**

Accommodations for persons with disabilities are available upon request for job applicants taking part in all aspects of the recruitment process.

**PIPEDA**

We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.