Manager, Risk Analytics

4 weeks ago

Toronto, Canada Scotiabank Full time

Requisition ID: 168513

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

**Purpose of Job**:
The Manager, Risk Analytics and MIS, Retail Credit Risk, GRM is responsible in monitoring, conducting analysis and making fact-based recommendations across Retail Credit portfolios. The incumbent will deliver customer level analysis in order to provide holistic actionable insights and product-specific risk analytics. Analytics will include, but not limited to, monthly monitoring on balances, delinquency, portfolio and acquisition credit quality.

The role is highly technical and requires expert SAS/Python, data analytics and BI tool skills. The incumbent will deliver ongoing portfolio reporting and monitoring to senior management, as well as address ad-hoc data requests. This role works with multiple stakeholders and partners within and outside Scotiabank.

**Responsibilities**:
Accountability 1: Retail Credit Risk Portfolios Tracking & Reporting
- Use a variety of analytical and reporting tools (ex. SAS, Python, Tableau) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines.
- Respond to adhoc requests from executives and key stakeholders with a sense of urgency. Perform required data pulls, reconciliations to answer questions. Prioritization and working on more than one request at a time is often required.
- Provide actionable insights and meaningful messages from reports to drive credit risk decisions. Able to tell a story by synthesizing vast amounts of data into coherent messages.
- Proactively provide strategic analysis and insights that will assist in optimizing risk rewards ratios and grow the portfolio.
- Collaborate with Acquisition, Account Management and Collections teams to provide measurement and reporting on strategic initiatives such as acquisition dynamics and quality, line optimization and collections effectiveness.

Accountability 2: Customer Risk Analytics
- Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
- Identification of portfolio trends and key statistics using advanced analytics; Effective and timely communication of strategic and operational results to the business teams.
- Provide analytical support on a regular and ad-hoc basis focusing on driving business growth and profits and minimizing loss.
- Leverage internal/external analytics tools as well current macroeconomic & industry trend to evaluate its impact on customer & profitability of the bank; keep senior management abreast with these insights and recommendation to mitigate those risks.
- Work closely with Global Risk Management teams to understand intrinsic & external risk factors for the lending portfolio; develop risk management strategies to optimize risk and revenue.
- Using our data, continually develop and refine a more holistic customer view by leveraging advanced analytics (Machine Learning & Artificial Intelligence).

**Job Requirements**:

- In-depth analytics experience and solid business acumen are required. Extensive analytics and decision support experience is strongly preferred along with a comprehensive understanding of portfolio optimization and financial P&L levers.
- Proactive, self-directed, and able to work independently as well as collaboratively in a team
- The incumbent must have a good knowledge of the bank’s lending products, including Credit Cards, Line of Credits, Mortgages, and Auto Loans and should have familiarity with the Bank’s Risk Management activities.
- Proficiency utilizing a variety of analytical tools including Python, R, SAS, SQL and Excel and a solid knowledge and understanding of advanced analytical concepts and methodologies.
- A proven ability to extract and interpret data; transform it into meaningful and actionable business insights effectively and accurately
- Exceptional oral and written communication skills, with a demonstrated ability to present and translate highly technical concepts to a wide audience.
- A strong sense of urgency and a proven ability to understand, and effectively assess multiple, ongoing requests.
- Strong prioritizing, planning, analytical, presentation, project management, people management and relationship building skills
- Proven track record of success in maintaining, leading and motivating a productive team of analytics professionals.
- Displays a high level of analytical maturity and sophistication, financial acumen and a solid understanding of profit drivers, KPIs and other factors that will contribute to successful growth initiatives.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and priva

  • Project Manager

    2 weeks ago

    Toronto, Canada Environics Analytics Full time

    **Role objective**: **Specific Responsibilities and Duties**: - Communicates effectively with the client, project teams and other stakeholders to ensure all project requirements and milestones are understood and delivered - Instills confidence and respect in senior leadership, through an ability to communicate confidently with facts and data concisely and...

  • Risk Analytics Manager

    2 weeks ago

    Toronto, Canada Thank you for your interest! Full time

    **Do you have a spidey sense when it comes to fraud?**: Then Jobber might be the place for you! We're looking for a **Risk Analytics Manager** to be part of our **Business Operations** department. Jobber exists to help people in small businesses be successful. We work with small home service businesses, like your local plumbers, painters, and landscapers,...

  • Manager, Risk Analytics

    1 week ago

    Toronto, Ontario, Canada Royal Bank of Canada Full time

    Come Work with UsAt RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.Whether you're helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that...

  • Manager Analytics Consulting

    3 weeks ago

    Toronto, Canada Tiger Analytics Inc Full time

    **Tiger Analytics Inc.** **About Us**: Tiger Analytics is advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning, and AI. Our business value and leadership have been recognized by...

  • Manager, Risk Analytics

    3 weeks ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Director, Analytics and Ai Risk Management Data Risk

    2 weeks ago

    Toronto, Canada BMO Financial Group Full time

    100 King Street West Toronto Ontario,M5X 1A1 Specific accountabilities for the role include: - Advancing Analytics and AI risk management capabilities in the second line of defence to oversee the responsible deployment of new technologies. - Lead and maintain the 2nd line of defence Analytics Risk Directive and AI Risk Directive ensuring alignment among...

  • Manager, Data Analytics

    1 week ago

    Toronto, Canada Moneris Full time

    Your Moneris Career - The Opportunity The Manager, Portfolio Management Data Analytics is a strategic partner role at Moneris. You will have oversight on the usage of Moneris financial, payments risk, credit ratings and credit bureau data to lead efficiency and support Risk Management decisions with statistical thoughtfulness. You will be a strategic...

  • Credit Risk Analytics Manager

    1 month ago

    Old Toronto, Canada Fig Financial Inc. Full time

    About FigFig is an innovative digital lender dedicated to simplifying the borrowing process for people across Canada. With a user-friendly online platform, loan applications and approvals can be finished in just a few minutes, making the lending experience more efficient and accessible for Canadians.Supported by the reputable Fairstone Bank, Fig is in a...

  • Credit Risk Analytics Manager

    1 week ago

    Old Toronto, Ontario, Canada Fig Financial Inc. Full time

    About FigFig is an innovative digital lender dedicated to simplifying the borrowing process for people across Canada. With a user-friendly online platform, loan applications and approvals can be finished in just a few minutes, making the lending experience more efficient and accessible for Canadians.Supported by the reputable Fairstone Bank, Fig is in a...

  • Consultant, Risk Analytics

    7 days ago

    Toronto, Canada CIBC Full time

    We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...

  • Manager, Data Analytics

    2 weeks ago

    Toronto, Canada Moneris Full time

    The Manager, Portfolio Management Data Analytics is a strategic partner role at Moneris. You will have oversight on the usage of Moneris financial, payments risk, credit ratings and credit bureau data to lead efficiency and support Risk Management decisions with statistical thoughtfulness. You will be a strategic enabler supporting different teams across the...

  • Manager/ Sr. Manager

    1 month ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    3 weeks ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    1 month ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    2 months ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    1 month ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    3 weeks ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    3 weeks ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    3 weeks ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...

  • Manager/ Sr. Manager

    1 month ago

    Toronto, Canada Tiger Analytics Full time

    Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including...