Credit Analyst

**Credit Analyst**

**Full-time, Corporate**

**Starting salary - $58,167**

**Why should you join our team?**

At Access Credit Union, we support a professional and innovative work environment with a corporate culture that uniquely embraces empowerment, accountability, and trust. We recognize and value each employee's contributions to our success, which is why we offer competitive compensation, 100% company paid health benefits, employer-matched pension plan, continuing education, and career advancement opportunities within our credit union.

**At Access Credit Union, our values are straightforward**:

- Do good
- Be better
- Own it
- Move forward

**What will you be doing?**

The Credit Analyst is responsible for analyzing credit requests and writing credit submissions for the Business Account Managers to assess loan viability and risk, making recommendations accordingly on credit and other products and services.

**Key Responsibilities**:

- Operate as a support role writing credit submission requests for Business Account Managers and analyzing credit risk to ensure credit quality is maintained with positive and negative trends identified.
- Responsible for identifying member problems, needs, and opportunities wherever possible, referring more complex problems and opportunities to the appropriate person or department.
- Review files and identify deficiencies and report as appropriate.
- Work with account managers to ensure standardization of documents.
- Keep current with business issues that affect market trends, sharing beneficial information with other analysts, lenders, and managers.
- Work directly with the account managers and loan processors to ensure smooth administration of documentation from the branch.
- Ensure instructions outlining the conditions of loans, deposits, and investments are clearly laid out (loan type, interest rate, security, searches, liens, etc.) to allow completion of the appropriate documentation by the lending and investment staff.
- Maintain thorough knowledge of and adhere to credit union policies and procedures on risk management, confidentiality, security, and fraud prevention.

**What do you need?**
- Post-secondary education in related field such as Business Administration or Agribusiness
- Demonstrated desire to serve others in a friendly and professional manner
- Ability to identify and willingness to assist with sales and service opportunities
- Strong interpersonal and communication skills, both verbal and written
- Ability to work in a fast-paced team environment and perform well under pressure
- Ability to prioritize using sound judgment to make timely and effective decisions
- Attention to detail with high degree of accuracy

**Are you ready to?**
- Be an ambassador for our brand, values and products
- Ensure things get done efficiently
- Go home each day feeling accomplished
- Challenge the status quo
- Build a career
- Continue learning

**We welcome diversity, value inclusion, and take pride in our vibrant corporate culture. Our team is a reflection of the members we serve and the communities we live in.**

**Salary**: From $58,167.00 per year

**Benefits**:

- Company events
- Company pension
- Disability insurance
- Employee assistance program
- Extended health care
- Life insurance
- Vision care
- Wellness program
- Work from home

Schedule:

- Monday to Friday

Supplemental pay types:

- Bonus pay

Ability to commute/relocate:

- Stanley, MB R6P 0B1: reliably commute or plan to relocate before starting work (required)

**Experience**:

- underwriting: 1 year (preferred)

Work Location: Hybrid remote in Stanley, MB R6P 0B1

Application deadline: 2023-07-26