Auto Underwriter

**Auto Underwriter**

Full Time - Chatham-Kent, Ontario

Kent & Essex Mutual Insurance has been providing Ontarians with reliable insurance protection since 1888. Over the years, we have grown into a stable and profitable company specializing in home, auto, farm, and commercial insurance, made available through a network of independent insurance brokers throughout Southwestern Ontario. We are a progressive company that values the development of our team, our relationship with our broker partners and giving back to our community.

As an Auto Underwriter, you will be accountable for high quality underwriting of personal automobile insurance policies primarily focusing on issuing new business, policy changes and/or renewals in compliance with underwriting guidelines and within your assigned level of underwriting authority.

**Responsibilities**
- Assessing, accepting, and declining submissions, within assigned underwriting authority.
- Negotiating mutually acceptable terms and conditions of risk acceptance with brokers while developing and maintaining positive broker relations.
- Review underwriting requests, providing support to brokers confirming the correct rate and clarifying or explaining underwriting rules to ensure they are applied accurately.
- Understanding of and ability to read/interpret auto policy wordings.
- Providing technical support to brokers as needed.
- Participate in insurance industry functions and events in support of building broker relations and continually developing your skills.

**What You Bring to This Role**
- Minimum of 3-5 years of direct personal lines automobile underwriting experience or direct insurance experience.
- Strong knowledge of private passenger classes and all miscellaneous vehicle types.
- Commercial auto knowledge or experience would be considered an asset but is not required.
- Proven decision-making and analytical skills.
- Exceptional customer service and negotiation skills.
- Excellent verbal and written communication.
- Tech savvy with ability to use MS Office programs and to learn new software with ease.
- Experience with Guidewire would be an asset.
- You are professional and courteous in all interactions, whether with policyholders, brokers, or co-workers.
- You perform well in a busy operation, remain calm under pressure and are able to prioritize appropriately.
- You are a team player who makes work fun for those working around you.

**What Do We Offer?**
- Hybrid work model - we offer a mix of in-office and remote.
- A diverse, collaborative, and supportive team.
- Comprehensive benefits, ongoing education and learning as well as competitive compensation, including a pension.
- A culture of spirit, fun and enthusiasm.
- A company that values our business partners, our community and the health and well-being of our team.
- We are an equal opportunity employer and are committed to providing employment accommodation in accordance with the Ontario Human Rights Code and the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). If you require accommodation, please notify us and we will work with you to meet your needs._

**Job Types**: Full-time, Permanent

**Benefits**:

- Casual dress
- Company pension
- Dental care
- Disability insurance
- Employee assistance program
- Extended health care
- Life insurance
- On-site gym
- On-site parking
- Paid time off

Schedule:

- Monday to Friday

Work Location: Hybrid remote in Chatham-Kent, ON N7M 0L2